USDA Vs. FHA your options comparison in Milford, New Haven County, CT
For 2026 in Milford, situated in New Haven county of CT, the set USDA loan limit is $305,900, whereas for a single-family home, the FHA limit stands at $356,362.
Employ the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, and evaluate the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program is most suitable for your personal financial situation in Alabama.
2026 Loan Limits & Down Payment Specifications in Milford, New Haven, CT
Loan Type
Maximum Limit
Down Payment Required
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Milford, CT
Lendersa® strives to swiftly provide you with the best possible USDA or FHA loan, simplifying the process. Choose from three different entry points that lead you to matching lenders and USDA loan schemes.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is supported by the United States Department of Agriculture. It is exclusively available for properties located in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.
830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
GAF Linden Employees Federal Credit Union has been open since 1937. The credit union has assets totaling $6.03 Million and provides banking services to more than 500 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves chemical industry employees.
959 Route 46 East, Suite 401, Parsippany, NJ, 07054
HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs
959 Route 46 East, Suite 401, Parsippany, NJ, 07054
Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.
eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.
H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
