USDA and FHA Pro and Con in Milford, New Haven County, CT

In 2025, USDA loan limit in Milford, county of New Haven, CT is $305,900 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Milford, county of New Haven, CT

Loan Type Loan Limit Down payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Milford, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Century Lending
  • 2013 Merchant Dr, Suite 1, Richmond, KY, 40475
  • First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered: Home Mortgages Commercial Loans Personal Installments Home Equity
  • Weatherhead C.C. Federal Credit Union
  • 511 N Line Street, Columbia City, IN, 46725
  • Weatherhead Federal Credit Union has been open since 1965. The credit union has assets totaling $16.08 Million and provides banking services to more than 2,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Straits Area Federal Credit Union
  • 201 Locust Street, Cheboygan, MI, 49721
  • Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
  • Citizens National Bank
  • 303 N. Main St, Cheboygan, MI, 49721
  • Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
  • Pathway Mortgage
  • 2117 Boiling Springs Rd, Boiling Springs, SC, 29316
  • "Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service. Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
  • Lighthouse Mortgage
  • 932 Hendersonville Rd, Suite 201, Asheville, NC, 28803
  • Lighthouse Mortgage is a Mortgage Lender/Broker licensed in North Carolina. It is our goal to be the best at what we do. We will at all times provide our borrowers with outstanding customer service. We will treat each client with the respect and dignity that we would wish to be treated with.
  • Mountain Lifestyles Mortgage
  • 1200 Bleachery Blvd, Asheville, NC, 28803
  • We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability. In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
  • KUE Federal Credit Union
  • 1 Quality Street, Lexington, KY, 40507
  • KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.