USDA VS FHA in West-Haven, New Haven County, CT

In the year 2026, the USDA loan limit in West-Haven, within the county of New Haven, CT, stands at $305,900, whereas the FHA limit for a single-family dwelling is $356,362.

Try the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps you assess the necessary income, credit scores, reserves, and supporting documents required for qualification. Using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program available to suit your financial needs in Alabama.

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2026 Loan Limits and Downpayment Criteria in West-Haven, New Haven, CT

Loan Type Loan Cap Down payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Paths in West-Haven, CT

Lendersa® aims to promptly secure an optimal USDA or FHA loan for you without complexity. You can choose among three initial steps that align you with matching lenders and USDA loan schemes.

Lendersa USDA loan inquiry and results

Understanding the USDA Loan in CT

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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