USDA Vs. FHA your options comparison in West-Haven, New Haven County, CT
In the year 2026, the USDA loan limit in West-Haven, within the county of New Haven, CT, stands at $305,900, whereas the FHA limit for a single-family dwelling is $356,362.
Try the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps you assess the necessary income, credit scores, reserves, and supporting documents required for qualification. Using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program available to suit your financial needs in Alabama.
2026 Loan Limits and Downpayment Criteria in West-Haven, New Haven, CT
Loan Type
Loan Cap
Down payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Paths in West-Haven, CT
Lendersa® aims to promptly secure an optimal USDA or FHA loan for you without complexity. You can choose among three initial steps that align you with matching lenders and USDA loan schemes.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires none.
Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter.
Founded on the principle of people helping people, our credit union provided
FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
