USDA Loan Vs. FHA loan for Stratford, CT [ best of 2023]

In 2025, USDA loan limit in Stratford, county of Fairfield, CT is $556,600 while FHA limit is $707,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stratford, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 877-2077 44 miles Lender's profile and map Reviews Wisdom Capital 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042 The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced
(516) 588-6145 44 miles Lender's profile and map Reviews Madison Mortgage Services Inc. 3 Dakota Drive, Suite 100, Lake Success, NY, 11042 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(646) 217-9201 44 miles Lender's profile and map Reviews CANYON MORTGAGE CORP. 2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042 Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007
(347) 755-2257 44 miles Lender's profile and map Reviews KLB Business Funding 3702 Pratt Avenue, Bronx, NY, 10466 KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
(860) 295-8000 45 miles Lender's profile and map Reviews Ryan Mortgage LLC 11 South Main Street, Marlborough, CT, 06447 "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan. Our goal is to put you in the home of your dreams while taking care of your long term financial health."
(516) 223-5626 45 miles Lender's profile and map Reviews Mortgage Professionals Corp 12 Merrick Avenue, Merrick, NY, 11566 Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
(860) 693-5912 45 miles Lender's profile and map Reviews Collinsville Savings Society 136 Main Street, Canton, CT, 06019 We offer a wide variety of services to meet the growing needs of our customers from young and growing families to professionals, seniors and business owners. Whether you are saving for college or need a large construction loan for your business - Collinsville Bank - A Division of Northwest Community Bank is here for you.
(845) 639-0400 45 miles Lender's profile and map Reviews Prodigy Mortgage Corp 3 Dalewood Court, New City, NY, 10956 Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
(845) 352-0722 45 miles Lender's profile and map Reviews Embassy Funding LLC 216 Congers Road Suite 3-A, New City, NY, 10956 Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
(201) 660-7430 45 miles Lender's profile and map Reviews Berkeley Mortgage, LLC 123 Paris Ave, Suite 2D, Northvale, NJ, 7647 Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
(845) 786-1610 46 miles Lender's profile and map Reviews Backyard Mortgage 27 Bubenko Ln, Garnerville, NY, 10923 Backyard Mortgage Corp. is committed to helping you find the right mortgage product. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Through our extensive list of excellent lenders, we will find the right loan for you.