In the year 2026, the USDA loan limit for Stratford, located in Fairfield county, CT, is set at $556,600, while for a single-family home, the FHA limit is $707,250.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and evaluate the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to determine which program in Alabama best suits your financial needs.
Review of 2026 Loan Limits & Down Payment Requirements in Stratford, Fairfield, CT
Loan Type
Maximum Limit
Required Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Stratford, CT
Lendersa® is committed to obtaining the ideal USDA or FHA loan for you with speed and ease. Choose from three starting points that align you with matching lenders and available USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or a USDA rural development loan, is backed by the Department of Agriculture and is specifically offered in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate
