In the year 2025, the USDA loan limit for Stratford, located in Fairfield county, CT, is set at $556,600, while for a single-family home, the FHA limit is $707,250.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and evaluate the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side to determine which program in Alabama best suits your financial needs.
Explore loan offers from a wide range of 100 lenders
| Loan Type | Maximum Limit | Required Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to obtaining the ideal USDA or FHA loan for you with speed and ease. Choose from three starting points that align you with matching lenders and available USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or a USDA rural development loan, is backed by the Department of Agriculture and is specifically offered in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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