USDA and FHA Pro and Con in Milford-city, New Haven County, CT

In 2025, USDA loan limit in Milford-city, county of New Haven, CT is $305,900 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Milford-city, county of New Haven, CT

Loan Type Loan Limit Down payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Milford-city, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
  • First Federal Savings and Loan of San Rafael
  • 1030 Third Street, San Rafael, CA, 94901
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  • Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
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  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
  • Equitable Mortgage Group
  • 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901
  • Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
  • Atalanta Financial
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  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
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