USDA Vs. FHA your options comparison in Milford-city, New Haven County, CT
In 2026, the maximum allowable USDA loan in Milford-city, situated within the county of New Haven, CT, is $305,900. For a single-family residence, the FHA limit is established at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the finest USDA versus FHA rates. This tool assists in assessing income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, view detailed comparisons of USDA, FHA, Conforming, and VA programs side by side, aiding you in determining which option in Alabama aligns best with your financial needs.
Review of 2026 Loan Limits & Down Payment Requirements in Milford-city, New Haven, CT
Loan Type
Loan Limit
Required Down Payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in Milford-city, CT
Lendersa® is dedicated to providing you with the most advantageous USDA or FHA loan swiftly and effortlessly. Begin with one of three pathways that lead to aligning with suitable lenders and USDA loan offerings.
The USDA home loan, also recognized as the USDA mortgage or USDA rural development loan, is a government-backed loan by the Department of Agriculture. It's exclusively available in rural localities. Distinct from FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
389 Washington Road, Office 2, Sayreville, NJ, 08872
The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals
At MyCom FCU we offer competitive rates on auto loans as well as above average interest rates for Certificates of Deposit and Money Market Accounts Our Mission is to continue to promote the basic principle of people helping people, while providing services that meet the diverse and ever changing needs of our membership
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
