USDA VS FHA in Milford-city, New Haven County, CT

In 2025, the maximum allowable USDA loan in Milford-city, situated within the county of New Haven, CT, is $305,900. For a single-family residence, the FHA limit is established at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the finest USDA versus FHA rates. This tool assists in assessing income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, view detailed comparisons of USDA, FHA, Conforming, and VA programs side by side, aiding you in determining which option in Alabama aligns best with your financial needs.

Compare diverse loan offers from 100 lenders

Review of 2025 Loan Limits & Down Payment Requirements in Milford-city, New Haven, CT

Loan Type Loan Limit Required Down Payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Alternatives in Milford-city, CT

Lendersa® is dedicated to providing you with the most advantageous USDA or FHA loan swiftly and effortlessly. Begin with one of three pathways that lead to aligning with suitable lenders and USDA loan offerings.

Results from Lendersa USDA loan requests and matches

Defining a USDA Loan in CT

The USDA home loan, also recognized as the USDA mortgage or USDA rural development loan, is a government-backed loan by the Department of Agriculture. It's exclusively available in rural localities. Distinct from FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
  • Randy Walsh Mortgage Connextions LP
  • 3000 Polar Lane, Suite 502, Cedar Park, TX, 78613
  • Randy Walsh lives in Round Rock and serves Texas with mortgage programs tailored to fit the needs of first-time home buyers, & homeowners who need to refinance a mortgage. Randy can educate you about all the loan products offered including conventional loans, FHA home loans, VA home loans, home improvement or renovation loans and USDA home loans.
  • Karen Schimpf - Commercial Capital, Ltd
  • 2800 E Whitestone Blvd, Suite 120, Cedar Park, TX, 78613
  • Approved Commercial Correspondent Loan Broker and Lender specializing in SBA loans, SBA 7a Loans, SBA 504 Loans, restaurant, foreign national, apartment, and commercial hard money loans. Whether you're launching, acquiring, refinancing, or expanding a business or property, rely on Karen and her team to design personalized commercial loan solution
  • Low VA Rates
  • 201 S. Lakeline Blvd, Suite 901, Cedar Park, TX, 78613
  • We specialize in helping military families and veterans receive the lowest VA Home Loan interest rates on the market. We have helped thousands of military home owners use their hard-earned VA benefits and save hundreds to thousands of dollars on their home mortgage and also LowVARates.com is not affiliated with any government agencies.
  • Advantage One Mortgage
  • 1907 Cypress Creek Road, Suite 103, Cedar Park, TX, 78613
  • Advantage One Mortgage is an Austin, Texas based Mortgage Banker. We specialize in the origination of residential mortgage loans including Conventional, FHA and VA products. We have helped people finance homes all over Texas and in many other states as well. The Advantage One Mortgage team is committed to providing clients with the highest quali
  • Borger Federal Credit Union
  • 1051 North Florida Street, Borger, TX, 79007
  • At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
  • Velocity Credit Union
  • 4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
  • Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
  • Austin Telco Federal Credit Union
  • 11149 Research Blvd, Suite 300, Austin, TX, 78759
  • Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets. Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
  • Lake Travis Mortgages
  • 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
  • At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
  • Capital City Mortgage
  • 12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
  • "Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."