USDA Vs. FHA your options comparison in Milford-city, New Haven County, CT
In 2025, the maximum allowable USDA loan in Milford-city, situated within the county of New Haven, CT, is $305,900. For a single-family residence, the FHA limit is established at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the finest USDA versus FHA rates. This tool assists in assessing income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, view detailed comparisons of USDA, FHA, Conforming, and VA programs side by side, aiding you in determining which option in Alabama aligns best with your financial needs.
Review of 2025 Loan Limits & Down Payment Requirements in Milford-city, New Haven, CT
Loan Type
Loan Limit
Required Down Payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in Milford-city, CT
Lendersa® is dedicated to providing you with the most advantageous USDA or FHA loan swiftly and effortlessly. Begin with one of three pathways that lead to aligning with suitable lenders and USDA loan offerings.
The USDA home loan, also recognized as the USDA mortgage or USDA rural development loan, is a government-backed loan by the Department of Agriculture. It's exclusively available in rural localities. Distinct from FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
"AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines.
Our programs are ideal for:
• Self-Employed borrowers who have too many write-offs on their tax returns"
1000 Town Center Drive, Suite 300, Oxnard, CA, 93035
Bluestar Funding works for you. When you need a home loan to buy a house or refinance a property, Bluestar Home Loans will help. We opened our locally owned mortgage broker in 2002. Getting to work with homeowners is exciting as we get to help people through the mortgage process, bring you the best interest rate and closing costs,
It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
Lynel Ford is the founder of Fordy Realty, a full-service Boutique Brokerage and lifestyle company, that is redefining the financial literacy for the future generation of brokers, salespersons, investors, and business-minded individuals. Fordy Realty is located in Sacramento, California.
4700 Northgate Boulevard, Suite 157, Sacramento, CA, 95834
Mitch Peters of Empyrean Real Estate can assist you with a variety of real estate services, such as assisting buyers to find their next Sacramento real estate property or Sacramento home, and assisting sellers in selling their Sacramento home or Sacramento real estate property and getting the most for their Sacramento real estate property.
4080 Truxel Road, Suite 100, Sacramento, CA, 95834
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
