USDA Vs. FHA Pro and Con comparison in Montville, New London County, CT
In the year 2026, the USDA loan ceiling in Montville, located in the county of New London, CT, is set at $336,500; meanwhile, the FHA limit for a standalone residence is pegged at $472,030.
Employ the Lendersa® USDA loan tool to juxtapose today's optimum USDA and FHA interest rates. This will help you ascertain the necessary income, credit score, reserves, and the paperwork required to become eligible. With our sophisticated mortgage calculator, you can observe USDA, FHA, Conforming, and VA options in parallel, aiding you in selecting the most suitable program for your specific financial circumstances in .
2026 loan thresholds and down payment specifications in Montville, county of New London, CT
Loan Variant
Loan Threshold
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Traditional Conforming
$726,200
3%
USDA and FHA loan alternatives in Montville, CT
The mission of Lendersa® is to ensure you acquire the quickest and most convenient USDA or FHA loan experience. Start with one of our three primary pathways to connect with compatible lenders and USDA loan schemes.
A USDA home loan is one that receives backing from the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, exclusive to rural locales. In contrast to FHA loans, which necessitate a minimum deposit of 3.5%, USDA loans completely waive any initial payment requirement.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
261 Old York Road, Suite 719, Jenkintown, PA, 19046
Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
