In the year 2025, the USDA loan ceiling in Montville, located in the county of New London, CT, is set at $336,500; meanwhile, the FHA limit for a standalone residence is pegged at $472,030.
Employ the Lendersa® USDA loan tool to juxtapose today's optimum USDA and FHA interest rates. This will help you ascertain the necessary income, credit score, reserves, and the paperwork required to become eligible. With our sophisticated mortgage calculator, you can observe USDA, FHA, Conforming, and VA options in parallel, aiding you in selecting the most suitable program for your specific financial circumstances in
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| Loan Variant | Loan Threshold | Initial Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Traditional Conforming | $726,200 | 3% |
The mission of Lendersa® is to ensure you acquire the quickest and most convenient USDA or FHA loan experience. Start with one of our three primary pathways to connect with compatible lenders and USDA loan schemes.
A USDA home loan is one that receives backing from the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, exclusive to rural locales. In contrast to FHA loans, which necessitate a minimum deposit of 3.5%, USDA loans completely waive any initial payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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