USDA VS FHA in New-Haven, New Haven County, CT

During 2026, the USDA loan ceiling in New-Haven, located in New Haven county, CT, stands at $305,900, whereas the FHA cap for a single-family residence is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate and juxtapose today's top USDA and FHA interest rates. This allows you to ascertain the income, credit, reserve requirements, and documentation needed for loan eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most appropriate program for your financial needs, especially in areas like .

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2026 Loan Ceilings and Down Payment Criteria in New-Haven, New Haven County, CT

Type of Loan Limit on Loan Down Payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in New-Haven, CT

Lendersa® strives to facilitate the swift and hassle-free provision of the best available USDA or FHA loans. Opt for one of three pathways that lead to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is the USDA Loan in CT?

The USDA home loan, endorsed by the Department of Agriculture, is also termed as the USDA rural development loan or USDA mortgage. Available only in rural locations, this contrasts FHA mortgages that require a minimum of a 3.5% down payment, as the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OptimumBank
  • 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
  • OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.

  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
  • Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services

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  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.

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  • 3351 Galt Ocean Drive, Fort Lauderdale, FL, 33308
  • "Voget Financial Services is a family operated business located in Fort Lauderdale, Florida.

    Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."

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  • 6216 North Federal Highway, Fort Lauderdale, FL, 33308
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.

  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok

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  • 300 Main Street West, Sleepy Eye, MN, 56085
  • At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.

  • SouthPoint Financial Credit Union
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