USDA Vs. FHA Pro and Con comparison in New-Haven, New Haven County, CT
During 2026, the USDA loan ceiling in New-Haven, located in New Haven county, CT, stands at $305,900, whereas the FHA cap for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate and juxtapose today's top USDA and FHA interest rates. This allows you to ascertain the income, credit, reserve requirements, and documentation needed for loan eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most appropriate program for your financial needs, especially in areas like .
2026 Loan Ceilings and Down Payment Criteria in New-Haven, New Haven County, CT
Type of Loan
Limit on Loan
Down Payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in New-Haven, CT
Lendersa® strives to facilitate the swift and hassle-free provision of the best available USDA or FHA loans. Opt for one of three pathways that lead to matched lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also termed as the USDA rural development loan or USDA mortgage. Available only in rural locations, this contrasts FHA mortgages that require a minimum of a 3.5% down payment, as the USDA loan demands no down payment.
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