As of 2025, the USDA loan maximum in Branford-Center, located in New Haven, CT, stands at $305,900, while the FHA ceiling for a single-family home is $356,362.
Utilize Lendersa®’s USDA loan calculator to contrast today's best rates for USDA and FHA loans, determining the required income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $305,900 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to helping you quickly find the best USDA or FHA loan without hassle. Choose from three starting methods that will connect you with suitable lenders and USDA loan offerings.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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