USDA Loan Vs. FHA loan pro & con Branford-Center, New Haven County, CT

As of 2026, the USDA loan maximum in Branford-Center, located in New Haven, CT, stands at $305,900, while the FHA ceiling for a single-family home is $356,362.

Utilize Lendersa®’s USDA loan calculator to contrast today's best rates for USDA and FHA loans, determining the required income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program in for your specific financial scenario.

Discover USDA and FHA Financing Options in Branford-Center, CT

Lendersa® is committed to helping you quickly find the best USDA or FHA loan without hassle. Choose from three starting methods that will connect you with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CT

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

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(800) 487-5500 Lender's profile and map Reviews Andrews Federal Credit Union 5711 Allentown Road, Suitland, MD, 20746 Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
(585) 243-1500 Lender's profile and map Reviews Genesee Valley Federal Credit Union 4621 Millennium Drive, Geneseo, NY, 14454 At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
(814) 447-5552 Lender's profile and map Reviews Community State Bank of Orbisonia 478 Ridgley Street, Orbisonia, PA, 17243 From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
(585) 546-4279 Lender's profile and map Reviews Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(202) 806-6128 Lender's profile and map Reviews Howard University Employees Federal Credit Union 525 Bryant Street NW, Room C-102, Washington, DC, 20059 Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
(800) 388-7000 Lender's profile and map Reviews Geico Credit Union 5260 Western Avenue, Chevy Chase, MD, 20815 Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
(301) 299-8810 Lender's profile and map Reviews Congressional Bank 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815 Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
2023695183 Lender's profile and map Reviews Temple View Capital 7550 Wisconsin Ave, 10th Floor, Bethesda, MD, 20814 We are a hard/private money lender covering 46 states. We offer Fix & Flip, Ground up Construction, Bridge and DSCR loans. We have extremely competitive pricing and several unique loan programs geared towards providing a better borrower experience! We offer cash out refinances including on fix and flip, Ground up projects and DSCR. We go up to
(240) 333-9059 Lender's profile and map Reviews Presidential Bank 4520 East-West Highway, Bethesda, MD, 20814 Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
(301) 941-1992 Lender's profile and map Reviews Paradigm Mortgage Services 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814 Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
(202) 957-7142 Lender's profile and map Reviews Presidential Mortgage Group 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814 Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.