In 2026, the USDA loan cap in East-Haven, located within New Haven county, CT, is $305,900. Meanwhile, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates and understand the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $305,900 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you the best USDA or FHA loan swiftly and hassle-free. Choose one of the three initial steps, which lead to appropriate lenders and USDA loan offerings.
The USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, offered in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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