USDA and FHA Pro and Con in Trumbull, Fairfield County, CT

For 2025, the USDA loan limit within Trumbull, part of Fairfield county, CT, is set at $556,600, while the FHA limit for a single-family home is $707,250.

The USDA loan calculator by Lendersa® allows you to compare today's top USDA and FHA rates, helping you evaluate the income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the most suitable program for your financial needs in .

View and compare offers from 100 different lenders

2025 Loan Limits and Down Payment Details in Trumbull, Fairfield County, CT

Loan Type Loan Limit Down payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Loan Choices for USDA and FHA in Trumbull, CT

Lendersa® aims to give you the most advantageous USDA or FHA loans quickly and without any hassles. Start by choosing any of the three pathways that match lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in CT

The USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture. Known also as a USDA rural development loan or mortgage, it is available exclusively in rural areas. Unlike FHA mortgages, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
  • Home Financing Direct, LLC
  • 12013 Nevada Dr, Austin, TX, 78738
  • Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
  • Charter Lending Corp.
  • 5417 Lipan Apache Bend, Austin, TX, 78738
  • Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
  • Lakeway Lending
  • 2802 Flintrock Trace# 212, Austin, TX, 78738
  • Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
  • The Yoakum National Bank
  • 301 West Grand Ave, Yoakum, TX, 77995
  • our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis
  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
  • IHS Mortgage LLC
  • 13674 Trautwein Rd, Austin, TX, 78737
  • The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.