USDA and FHA Pro and Con in Trumbull, Fairfield County, CT

For 2026, the USDA loan limit within Trumbull, part of Fairfield county, CT, is set at $556,600, while the FHA limit for a single-family home is $707,250.

The USDA loan calculator by Lendersa® allows you to compare today's top USDA and FHA rates, helping you evaluate the income, credit, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the most suitable program for your financial needs in .

View and compare offers from 100 different lenders

2026 Loan Limits and Down Payment Details in Trumbull, Fairfield County, CT

Loan Type Loan Limit Down payment
USDA $556,600 0%
FHA $707,250 3.5%
Conventional Conforming $726,200 3%

Loan Choices for USDA and FHA in Trumbull, CT

Lendersa® aims to give you the most advantageous USDA or FHA loans quickly and without any hassles. Start by choosing any of the three pathways that match lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in CT

The USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture. Known also as a USDA rural development loan or mortgage, it is available exclusively in rural areas. Unlike FHA mortgages, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Trumbull Lenders

  • St. Vincent's Medical Center Federal Credit Union
  • 2800 Main Street, Bridgeport, CT, 06606
  • Lends in Connecticut
  • St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.

  • Bridgeport Police Federal Credit Union
  • 3590 Main Street, Bridgeport, CT, 06606
  • Lends in Connecticut
  • The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.

  • Sikorsky Credit Union
  • 1000 Oronoque Lane, Stratford, CT, 06614
  • Lends in Connecticut
  • At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

  • Main Street Mortgage L.L.C
  • 3267 Main Street, Stratford, CT, 06614
  • Lends in Connecticut
  • Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.

  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • Lends in Connecticut
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.

  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • Lends in Connecticut
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
    Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."

  • People's United Bank
  • 710 Water St, Bridgeport, CT, 06608
  • Lends in Connecticut
  • People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,

  • Pitney Bowes Employees Federal Credit Union
  • 27 Waterview Drive (27-1A), Shelton, CT, 06484
  • Lends in Connecticut
  • Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.

  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Lends in Connecticut
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.