USDA Vs. FHA your options comparison in Monroe, Fairfield County, CT
For 2025, the USDA loan ceiling in Monroe, within the county of Fairfield, CT, is listed as $556,600. At the same time, the FHA loan cap for a single-family dwelling is $707,250.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today. It aids in determining the income, credit, reserves, and required documents to qualify. With our sophisticated mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side, enabling a well-informed decision for your financial circumstances in .
2025 Loan Caps and Initial Payment Needs in Monroe, Fairfield County, CT
Loan Category
Maximum Loan Amount
Initial Payment Percentage
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Monroe, CT
The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loans, free from complications. Choose from three distinct starting options to connect with lenders and USDA loan offers.
A USDA home loan, guaranteed by the government's Department of Agriculture, also dubbed a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
The Kyle Team, LLC is located in the beautiful state of Colorado. We understand Colorado's fast-paced real estate market and how to move quickly with it After thirty years in residential lending, including extensive knowledge in consumer credit, appraisal and title, our team is committed to providing families the best possible service.
3033 South Parker Road, Suite 750, Aurora, CO, 80014
We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
3033 South Parker Road, Suite 202, Aurora, CO, 80014
At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that we can offer you the ideal financing solution.
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
