USDA Vs. FHA Pro and Con comparison in Monroe, Fairfield County, CT
For 2025, the USDA loan ceiling in Monroe, within the county of Fairfield, CT, is listed as $556,600. At the same time, the FHA loan cap for a single-family dwelling is $707,250.
Utilize the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA today. It aids in determining the income, credit, reserves, and required documents to qualify. With our sophisticated mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side, enabling a well-informed decision for your financial circumstances in .
2025 Loan Caps and Initial Payment Needs in Monroe, Fairfield County, CT
Loan Category
Maximum Loan Amount
Initial Payment Percentage
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loans in Monroe, CT
The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loans, free from complications. Choose from three distinct starting options to connect with lenders and USDA loan offers.
A USDA home loan, guaranteed by the government's Department of Agriculture, also dubbed a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.
Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals.
1731 Technology Drive, Suite 590, San Jose, CA, 95110
We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
2033 Gateway Place, Suite 500, San Jose, CA, 95110
Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.
200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
"The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties.
With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
"Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
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6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
At Diamante Realty we believe that being in business for yourself doesn’t mean you need to be in business by yourself. We believe you can accomplish a lot more surrounding yourself with like-minded people sharing common goals than you can achieve by yourself. We believe in a work-life balance where you get out of life exactly what you put into it.
