USDA Vs. FHA your options comparison in Wolcott, New Haven County, CT

During 2025, the USDA loan cap in Wolcott, located within New Haven county, CT, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage tool, you can see USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Wolcott, New Haven, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wolcott, CT

The aim of Lendersa® is to swiftly obtain the best USDA or FHA loan for you with minimal fuss. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and results matching

Understanding USDA Loans in CT

A USDA home loan, endorsed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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