USDA Vs. FHA your options comparison in Wolcott, New Haven County, CT
During 2025, the USDA loan cap in Wolcott, located within New Haven county, CT, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage tool, you can see USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Wolcott, New Haven, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wolcott, CT
The aim of Lendersa® is to swiftly obtain the best USDA or FHA loan for you with minimal fuss. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.
