USDA Vs. FHA your options comparison in Bear, New Castle County, DE

In 2026, the USDA loan maximum for Bear in New Castle county, DE is $381,800, while the FHA maximum for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA loans today. Determine the income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans to help decide which program in Alabama best fits your financial scenario.

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2026 Loan Limits and Down Payment Requirements for Bear, New Castle County, DE

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Bear, DE

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loans without complications. Start by selecting any of three paths that align you with suitable lenders and USDA loan programs.

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Understanding USDA Loan in DE

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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