USDA VS FHA in Pike-Creek, New Castle County, DE

In 2025, the USDA loan limit for Pike-Creek, county of New Castle, DE, is $345,000, whereas the FHA cap for a single-family residence sits at $431,250.

To effectively compare today's best rates for USDA and FHA loans, use the Lendersa® USDA loan calculator. It aids in determining the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans alongside each other, enabling you to select the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Pike-Creek, County of New Castle, DE

Loan Type Loan Limit Required Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Pike-Creek, DE

The aim of Lendersa® is to swiftly connect you with the most advantageous USDA or FHA loans available. You can start from one of three different pathways that will pair you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in DE?

A USDA home loan is endorsed by the Department of Agriculture and is known as either a USDA rural development loan or a USDA mortgage. Such loans are specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the exceptional benefit of requiring no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
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  • 912 Prince Street, Alexandria, VA, 22314
  • The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
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  • Rock Rates
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  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
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  • HomeFirst Mortgage Corp
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  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.