USDA VS FHA in Pike-Creek, New Castle County, DE

In 2025, the USDA loan limit for Pike-Creek, county of New Castle, DE, is $345,000, whereas the FHA cap for a single-family residence sits at $431,250.

To effectively compare today's best rates for USDA and FHA loans, use the Lendersa® USDA loan calculator. It aids in determining the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans alongside each other, enabling you to select the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Pike-Creek, County of New Castle, DE

Loan Type Loan Limit Required Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Pike-Creek, DE

The aim of Lendersa® is to swiftly connect you with the most advantageous USDA or FHA loans available. You can start from one of three different pathways that will pair you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in DE?

A USDA home loan is endorsed by the Department of Agriculture and is known as either a USDA rural development loan or a USDA mortgage. Such loans are specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the exceptional benefit of requiring no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Clear to Close Mortgage LLC
  • 2801 Welton Street, Suite 200, Denver, CO, 80205
  • Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
  • Montis Lending Group LLC
  • 500 E 84th Ave, Suite A-1, Denver, CO, 80205
  • Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
  • Ownership Mortgage LLC
  • 3858 Walnut Street, Suite 144, Denver, CO, 80205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
  • Someday Mortgage
  • 4702 Sunlight Lane, Broomfield, CO, 80023
  • Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
  • School District 3 Federal Credit Union
  • 1180 Crawford Ave, Colorado Springs, CO, 80911
  • OUR MISSION is To strive to continue the worldwide Credit Union philosophy of "people helping people" by providing quality services in a safe & sound financial environment to members. School District 3 Federal Credit Union, chartered in 1959. During the school year we will deposit $1 for every "A" on a quarterly report card into a savings account.
  • Westerra Credit Union
  • 3700 East Alameda Ave, Denver, CO, 80209
  • Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
  • Montegra Capital Resources, LTD
  • 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
  • Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
  • The Bank of Denver
  • 810 East 17th Avenue, Denver, CO, 80218
  • The Bank of Denver, formerly the Denver Industrial Bank, was organized by George F. Rock, Jr. as a result of a merger of the Credit Finance Company, organized in 1936, and the Denver Safe Deposit Company, organized in 1908. The Bank’s mission is to be a full service financial institution that delivers great personal service