USDA Vs. FHA Pro and Con comparison in Pike-Creek, New Castle County, DE
In 2025, the USDA loan limit for Pike-Creek, county of New Castle, DE, is $345,000, whereas the FHA cap for a single-family residence sits at $431,250.
To effectively compare today's best rates for USDA and FHA loans, use the Lendersa® USDA loan calculator. It aids in determining the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans alongside each other, enabling you to select the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Pike-Creek, County of New Castle, DE
Loan Type
Loan Limit
Required Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Pike-Creek, DE
The aim of Lendersa® is to swiftly connect you with the most advantageous USDA or FHA loans available. You can start from one of three different pathways that will pair you with matching lenders and USDA loan options.
A USDA home loan is endorsed by the Department of Agriculture and is known as either a USDA rural development loan or a USDA mortgage. Such loans are specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the exceptional benefit of requiring no down payment at all.
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1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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