USDA and FHA Pro and Con in Pike-Creek-Valley, New Castle County, DE

In 2025, the USDA loan limit for Pike-Creek-Valley in New Castle, DE is $345,000, whereas the FHA limit for a single-family home is $431,250.

Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates today, and identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Pike-Creek-Valley, New Castle, DE

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Pike-Creek-Valley, DE

Lendersa® aims to connect you with the best USDA or FHA loan swiftly and easily. Start with one of three options to find matching lenders and access USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in DE

The USDA home loan, a government-backed loan through the Department of Agriculture, is also known as a USDA rural development loan and is solely available in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA loan necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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