As of 2025, the USDA loan limit in North-Star, county of New Castle, DE, is set at $345,000. Conversely, for a single-family home, the FHA limit is $431,250.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to assist in deciding which program in best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in North-Star, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Star, DE
Lendersa® aims to promptly provide you with the best USDA or FHA loans without hassle. Choose from one of three starting points to match with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans offer the significant advantage of requiring no down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007.
We continue this long history of customer service
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800 West Main Street, Suite 1460, Boise, ID, 83702
Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
950 W Bannock Street, Suite 1100, Boise, ID, 83702
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
