USDA Loan Vs. FHA loan pro & con North-Star, New Castle County, DE

In 2025, USDA loan limit in North-Star, county of New Castle, DE is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Star, DE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Delaware?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(563) 243-6000 Lender's profile and map Reviews Citizens First Bank 1442 Lincoln Way, Clinton, IA, 52732 Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
(563) 242-0531 Lender's profile and map Reviews Aegis Credit Union 1200 N 2nd Street, Clinton, IA, 52732 Aegis Credit Union belongs to over 3500 Member-Families that we serve. That means you decide what products we offer, our hours of service, & even who manages your credit union. That’s the real difference between a bank and a credit union. If your current financial institution has forgotten who they’re supposed to serve, talk to Aegis Credit Union.
(563) 243-1243 Lender's profile and map Reviews Clinton National Bank 235 6th Avenue South, Clinton, IA, 52732 Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
(815) 273-4503 Lender's profile and map Reviews Blackhawk Area Credit Union 214 Main Street, Savanna, IL, 61074 Blackhawk Area Credit Union began in 1935 when the Chicago, Milwaukee, St. Paul and Pacific Railway (Illinois Division) Credit Union was incorporated by the State of Illinois. Since that time, the credit union has merged with other credit unions and increased its services, membeship and assets. In 1982, our name changed to Blackhawk Area Credit Uni
(334) 272-7790 Lender's profile and map Reviews Montgomery VA Federal Credit Union 345 Perry Hill Road, Montgomery, AL, 36109 The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
(334) 270-9011 Lender's profile and map Reviews ASE Credit Union 1000 Interstate Park Drive, Montgomery, AL, 36109 ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
(309) 343-1777 Lender's profile and map Reviews Gale Credit Union 631 North Henderson Street, Galesburg, IL, 61401 Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
(309) 342-8161 Lender's profile and map Reviews Tompkins State Bank 1380 N. Henderson St, Galesburg, IL, 61401 Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
(309) 343-7141 Lender's profile and map Reviews F&M Bank Illinois 21 E. Main St, Galesburg, IL, 61401 The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers