As of 2026, the USDA loan limit in North-Star, county of New Castle, DE, is set at $345,000. Conversely, for a single-family home, the FHA limit is $431,250.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side to assist in deciding which program in best suits your financial circumstances.
2026 Loan Limits and Down Payment Requirements in North-Star, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Star, DE
Lendersa® aims to promptly provide you with the best USDA or FHA loans without hassle. Choose from one of three starting points to match with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans offer the significant advantage of requiring no down payment.
Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
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As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
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