USDA Vs. FHA your options comparison in Camden, Kent County, DE

In 2024, USDA loan limit in Camden, county of Kent, DE is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Camden, county of Kent, DE

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Camden, DE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Delaware?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HomeWorks Community Lending
  • 214 East Watauga Avenue, Johnson City, TN, 37601
  • We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.
  • Encore Lending Group
  • 206 Wesley St., Johnson City, TN, 37601
  • ENCORE LENDING we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes.
  • America's Loan Company
  • 127 E. Main Street, West Jefferson, OH, 43162
  • We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
  • Pioneer Mortgage Services, LLC
  • 238 W Main St, Plain City, OH, 43064
  • Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,