USDA Loan Vs. FHA loan pro & con Dover, Kent County, DE

In 2025, USDA loan limit in Dover, county of Kent, DE is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dover, DE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Delaware?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(334) 469-5335 Lender's profile and map Reviews The Peoples Bank of Red Level 29607 Main Street, Red Level, AL, 36474 Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD). Our goal is to be an outstanding community bank by understanding our customers’ needs
(321) 419-7869 Lender's profile and map Reviews BRYAN'S MORTGAGE LENDING INC 2105 Palm Bay Road, Suite 3W, Palm Bay, FL, 32905 Bryan’s Mortgage Lending Inc is a mortgage lending company dedicated to matching each borrower with a perfect loan which meets their needs. We are available 7 days a week for our Clients and our goal is to make the lending process as easy as possible, while delivering great rates and terms.
(636) 898-0330 Lender's profile and map Reviews American Nationwide Funding LLC 60 Crossroads Plaza, O Fallon, MO, 63368 Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
(800) 500-6860 Lender's profile and map Reviews West Community Credit Union 4161 Highway K, O Fallon, MO, 63368 Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
(407) 917-2234 Lender's profile and map Reviews Aero Capital Funding, Inc 109 N. Beaumont Avenue, Kissimmee, FL, 34741 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 973-6706 Lender's profile and map Reviews New Sky Mortgage LLC 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741 New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
(939) 241-0047 Lender's profile and map Reviews TCH Mortgage 1101 Miranda Lane, Kissimmee, FL, 34741 Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
(888) 962-6626 Lender's profile and map Reviews Stewart Capital Lending Inc 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741 "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
(407) 492-9551 Lender's profile and map Reviews The Advanced Mortgage Group LLC 3497 West Vine Street, Kissimmee, FL, 34741 The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
(407) 437-9119 Lender's profile and map Reviews Prime Choice Lending LLC 2351 Rapollo Dr, Kissimmee, FL, 34741 We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
(248) 930-9438 Lender's profile and map Reviews 1st Option Mortgage LLC 722 Patrick Street, Kissimmee, FL, 34741 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.