USDA VS FHA in Dover-Base-Housing, Kent County, DE
In 2025, the USDA loan limit in Dover-Base-Housing, county of Kent, DE, is $285,000, and the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare today's top USDA versus FHA rates. It calculates the income, credit, reserves, and documents needed to qualify. Using our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side, identifying the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Dover-Base-Housing, County of Kent, DE
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dover-Base-Housing, DE
Lendersa® aims to quickly provide you with the top USDA or FHA loans without hassle. Choose from three starting options to match with lenders and USDA loan programs that fit your needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit to eligible applicants.
Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.
First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
Providence Bank of Texas offers a variety of checking and savings accounts for you. Most accounts are accompanied by low-cost services such as internet banking, electronic statements with check images, and debit cards. Accounts require only $100.00 to open and have additional benefits to fit your lifestyle.
Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,
546 Silicon Drive, Suite 100, Southlake, TX, 76092
Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
