USDA VS FHA in Dover-Base-Housing, Kent County, DE
In 2026, the USDA loan limit in Dover-Base-Housing, county of Kent, DE, is $285,000, and the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare today's top USDA versus FHA rates. It calculates the income, credit, reserves, and documents needed to qualify. Using our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side, identifying the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Dover-Base-Housing, County of Kent, DE
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dover-Base-Housing, DE
Lendersa® aims to quickly provide you with the top USDA or FHA loans without hassle. Choose from three starting options to match with lenders and USDA loan programs that fit your needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit to eligible applicants.
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Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
9 East Loockerman Street, Suite 207, Dover, DE, 19901
Lends in Delaware
1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
