USDA VS FHA in Dover-Base-Housing, Kent County, DE

In 2025, the USDA loan limit in Dover-Base-Housing, county of Kent, DE, is $285,000, and the FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator helps compare today's top USDA versus FHA rates. It calculates the income, credit, reserves, and documents needed to qualify. Using our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side, identifying the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Dover-Base-Housing, County of Kent, DE

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Dover-Base-Housing, DE

Lendersa® aims to quickly provide you with the top USDA or FHA loans without hassle. Choose from three starting options to match with lenders and USDA loan programs that fit your needs.

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Understanding USDA Loans in DE

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
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  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
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  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
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