USDA VS FHA in Dover-Base-Housing, Kent County, DE
In 2026, the USDA loan limit in Dover-Base-Housing, county of Kent, DE, is $285,000, and the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare today's top USDA versus FHA rates. It calculates the income, credit, reserves, and documents needed to qualify. Using our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side, identifying the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Dover-Base-Housing, County of Kent, DE
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dover-Base-Housing, DE
Lendersa® aims to quickly provide you with the top USDA or FHA loans without hassle. Choose from three starting options to match with lenders and USDA loan programs that fit your needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit to eligible applicants.
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