USDA VS FHA in Rising-Sun-Lebanon, Kent County, DE

In 2025, the USDA loan limit for Rising-Sun-Lebanon in Kent county, DE, is $285,000, whereas the FHA limit is set at $356,362 for a single-family home.

Utilize the Lendersa® USDA loan calculator to contrast the best rates for USDA and FHA loans today. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side to assist in selecting the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Rising-Sun-Lebanon, Kent County, DE

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Rising-Sun-Lebanon, DE

The aim of Lendersa® is to connect you with the most suitable USDA or FHA loans quickly and without hassle. Choose from three starting points that pair you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in DE

A USDA home loan, guaranteed by the Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment, offering a great advantage for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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