USDA Vs. FHA your options comparison in Smyrna, Kent County, DE
In 2026, within Smyrna, located in Kent county, DE, the USDA loan limit is $336,500, whereas the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping determine the best program in Alabama for your financial requirements.
Loan Limits and Down Payment Criteria for 2026 in Smyrna, Kent County, DE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Smyrna, DE
At Lendersa®, our objective is to swiftly and easily secure the optimum USDA or FHA loan for you. Choose from one of three pathways that connect you with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing a unique opportunity for eligible buyers.
16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
At the Pioneer Savings Bank. Our staff is committed to customer service and helping individuals achieve their financial goals. Our experienced staff is ready to answer all of your questions about investing and borrowing. Since 1922, we have actively served individuals while remaining current and on point with the ever changing banking industry.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
St Colman & Affiliates FCU help you with all your financial needs. From Direct Deposit of paychecks to checking and share certificates of deposit. A loan or a student savers account. Invite all your family members to join our credit union family. Share with them the benefits of being a member of St Colman & Affiliates FCU.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
"5 things you can expect from X5 Home Loans
1. Communication. Always know exactly where things stand.
2. Availability. Here for you whenever you need us.
3. Speed. Fast closings and quick answers to your questions.
4. Simplicity. A clear process that’s easy to understand.
5. Guidance. Personalized advice to navigate your options."
110 Brewery Lane, Suite 202, Portsmouth, NH, 03801
The Mortgage Hotline is a full service mortgage broker. We started The Mortgage Hotline to guide you through today's complex world of acquiring a mortgage. We have integrated cutting edge technology with experienced loan officers to create the best personal experience in the mortgage industry. Every mortgage is designed to fit your needs.
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.
Ohio Valley Bank is credited for many banking ""firsts"" in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
