For 2025, in Clayton, county of Kent, DE, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the best rates offered today for USDA vs. FHA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting in selecting the optimal program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Clayton, County of Kent, DE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clayton, DE
At Lendersa®, the goal is to swiftly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points that align you with compatible lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering a significant benefit for eligible buyers.
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Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
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115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
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333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
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Founded as a one-branch credit union serving Picatinny Arsenal in 1939, we have continued to grow and evolve in tandem with the community we serve. In 2005, Picatinny was approved for a Community Charter, with membership now open to anyone who lives, works, worships or goes to school in Morris County, as well as their immediate families.
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501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
