USDA Vs. FHA your options comparison in Georgetown, Sussex County, DE

For the year 2025, in the city of Georgetown, county of Sussex, DE, the loan limit for USDA is set at $336,500, contrasted with the FHA limit which reaches $472,030 on a single-family dwelling.

Leverage the Lendersa® USDA loan calculator to compare the most current USDA and FHA interest rates. Evaluate the necessary income, credit ratings, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision on the ideal program for your unique financial circumstances in .

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2025 Loan Limits and Down Payment Necessities in Georgetown, County of Sussex, DE

Loan Type Loan Limit Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Georgetown, DE

The mission at Lendersa® is to effortlessly connect you with top USDA or FHA loans. Choose from three initial options designed to align with suitable lenders and USDA loan opportunities.

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Understanding the USDA Loan in DE

The USDA home loan, officially endorsed by the government’s Department of Agriculture, is known as a USDA rural development loan or simply USDA mortgage, and is exclusively available in rural locales. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA loans do not necessitate any down payment, making them a favorable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Biz Hub Financial, LLC
  • 1101 Hamilton Street, Suite 305, Allentown, PA, 18101
  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
  • Colonial 1st Mortgage INC
  • 11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
  • Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
  • PFD Firefighters' Credit Union, Inc
  • 3209 Cedar Lane, Portsmouth, VA, 23703
  • PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
  • RAM Mortgage Partners LLC
  • 399 Campus Drive, Suite 315, Somerset, NJ, 08873
  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
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  • National-One Mortgage Banker LLC
  • 15 Clyde Road, Suite 202, Somerset, NJ, 08873
  • National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
  • First Signature Mortgage, LLC
  • 440 Monticello Ave, Suite 150, Norfolk, VA, 23510
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  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.