USDA Vs. FHA your options comparison in Seaford, Sussex County, DE
In the year 2026, the USDA loan limit in Seaford, situated within the county of Sussex, DE, is designated at $336,500. Meanwhile, the FHA's limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare today's best USDA and FHA rates, evaluating the income, credit, reserves, and necessary documents. Our enhanced mortgage calculator offers side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program in that best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Seaford, County of Sussex, DE
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Seaford, DE
The mission of Lendersa® is to connect you with the finest USDA and FHA loan options efficiently and effortlessly. You can choose from three starting points which result in matching with appropriate lenders and USDA loan offerings.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture, and is exclusively available in rural areas. This is distinct from FHA loans, which require a minimum of 3.5% down payment, as the USDA mortgage requires none, facilitating no down payment option.
At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money.
We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.
We know what it means to chase a dream with everything you have.
At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
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Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
Ohio’s First Class Credit Union (OFCCU) is a full service financial institution established in 1932, as Cleveland Postal Employees Credit Union (CPECU). It was the idea of several postal employees who came together because they wanted to help fellow postal employees. They pooled money together to make low interest loans to coworkers.
2921 Community College Avenue, Cleveland, OH, 44115
The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
11925 Pearl Road, Suite 301, Strongsville, OH, 44136
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
