USDA Vs. FHA your options comparison in Seaford, Sussex County, DE

In the year 2025, the USDA loan limit in Seaford, situated within the county of Sussex, DE, is designated at $336,500. Meanwhile, the FHA's limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to efficiently compare today's best USDA and FHA rates, evaluating the income, credit, reserves, and necessary documents. Our enhanced mortgage calculator offers side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program in that best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Seaford, County of Sussex, DE

Loan Type Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Seaford, DE

The mission of Lendersa® is to connect you with the finest USDA and FHA loan options efficiently and effortlessly. You can choose from three starting points which result in matching with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in DE

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture, and is exclusively available in rural areas. This is distinct from FHA loans, which require a minimum of 3.5% down payment, as the USDA mortgage requires none, facilitating no down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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