USDA VS FHA in Bridgeville, Sussex County, DE

In 2025, the USDA loan limit for Bridgeville in Sussex county, DE, amounts to $336,500, contrasting with the FHA limit of $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the required income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program available in for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Bridgeville, County of Sussex, DE

Loan Type Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bridgeville, DE

At Lendersa®, our objective is to match you with the best available USDA or FHA loan options quickly and effectively, with minimal hassle. Start with one of three initial pathways that successfully pair you with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in DE

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Differing from FHA loans that necessitate a 3.5% down payment, USDA loans feature no down payment requirement, offering significant advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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