For 2025, the USDA loan limit in Laurel, county of Sussex, DE, is set at $336,500. Conversely, the FHA limit applies to a single-family home at $472,030.
The Lendersa® USDA loan calculator allows you to compare the best rates available today for USDA and FHA. It helps you determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision in selecting the most appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly secure you the best USDA or FHA loans available with minimal hassle. Choose one of three pathways to connect with lenders and align with the USDA loan programs best suited for your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them an appealing option for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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