USDA and FHA Pro and Con in Milton, Sussex County, DE

In 2025, the loan limit for a USDA loan in Milton, county of Sussex, DE is $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the required income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Milton, Sussex, DE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Milton, DE

Lendersa® is committed to securing you the best USDA or FHA loan quickly and efficiently. Start by selecting one of three options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in DE

USDA home loans, supported by the Department of Agriculture, also termed as USDA rural development loans or mortgages, are accessible only in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA mortgages allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • United National Mortgage
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