USDA and FHA Pro and Con in Milton, Sussex County, DE

In 2025, the loan limit for a USDA loan in Milton, county of Sussex, DE is $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the required income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program for your financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Milton, Sussex, DE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Milton, DE

Lendersa® is committed to securing you the best USDA or FHA loan quickly and efficiently. Start by selecting one of three options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in DE

USDA home loans, supported by the Department of Agriculture, also termed as USDA rural development loans or mortgages, are accessible only in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA mortgages allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • York Funding LLC
  • 575 Lexington Avenue, 4th floor, New York, NY, 10022
  • York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
  • Modern Bank, National Association
  • 410 Park Avenue, New York, NY, 10022
  • Modern Bank is a privately-owned commercial wholesale bank that provides financing and banking solutions to companies across a wide variety of industries, and commercial real estate financing to sponsors. Our segment-focused teams, backed by comprehensive financial and intellectual capital, work directly with our clients.
  • Emerald Creek Capital
  • 575 Lexington Ave, 31st Floor, New York, NY, 10022
  • Launched in 2009, Manhattan-based bridge lender Emerald Creek Capital has built a reputation as an industry leader in the alternative finance space. The firm provides short-term loans secured by commercial real estate in primary markets nationwide. Our experienced team & top executives have a proven multi-year track record of sourcing, structuring
  • Excel Realty Capital
  • 135 West 50th Street 18D, New York, NY, 10022
  • Excel Realty Capital is one of the top commercial real estate mortgage companies in New York. In addition to the wide range of loan products we offer and property types we finance, we are the market leader in providing financing for medical office loans and healthcare loans in New York.
  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access
  • Greater Metro Federal Credit Union
  • 31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
  • Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • MK Capital Funding
  • 3908 24th St Ste 5 ​​, Long Island City, NY, 11101
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
  • EZ Short Sales
  • 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
  • EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
  • Alma Bank
  • 31-10 37th Avenue, Suite 400, Long Island City, NY, 11101
  • Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care
  • UNFCU
  • 24-01 44th Road, Long Island City, NY, 11101
  • he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
  • Front Royal Federal Credit Union
  • 230 North Royal Avenue, Front Royal, VA, 22630
  • Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.