USDA Loan Vs. FHA loan pro & con Hockessin, New Castle County, DE

In 2025, within Hockessin, located in New Castle county, DE, the USDA loan limit is $381,800, whereas the FHA cap for a single-family home is $529,000.

Leverage the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping determine the best program in Alabama for your financial requirements.

Exploring USDA and FHA Loan Options in Hockessin, DE

At Lendersa®, our objective is to swiftly and easily secure the optimum USDA or FHA loan for you. Choose from one of three pathways that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in DE?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing a unique opportunity for eligible buyers.

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(973) 430-7923 Lender's profile and map Reviews Public Service Plaza Federal Credit Union 80 Park Plaza, Newark, NJ, 07102 Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
(973) 344-8660 Lender's profile and map Reviews ILA Local 1235 Federal Credit Union 1 Gateway Center, Suite 2600, Newark, NJ, 07102 The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
(973) 622-6028 Lender's profile and map Reviews Federal Employees Newark Federal Credit Union 970 Broad Street, Newark, NJ, 07102 FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
973 735 0888 Lender's profile and map Reviews Ary Ming Asset Funding 24 Commerce St. Suite 606, Newark, NJ, 07102 AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
(844) 763-4466 Lender's profile and map Reviews SoFi PO Box 11733, Newark, NJ, 07101 SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating
(201) 845-4244 Lender's profile and map Reviews Case Real Estate Capital PO Box 5100, Rochelle Park, NJ, 07002 Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
(201) 823-0700 Lender's profile and map Reviews BCB Community Bank 591 Avenue C, Bayonne, NJ, 07002 The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
(201) 855-9728 Lender's profile and map Reviews ExtraCredit 1715 Main St, Belmar, NJ, 07019 "ExtraCredit means you will have a personal funding manager helping you every step of the way. ask about your needs, walk you through different loan options, and help you choose the perfect small business loan. You won’t have to deal with brokers, banks, or convoluted financial jargon. We keep it simple so you can make informed."
(571) 242-8575 Lender's profile and map Reviews The Tullis Mortgage Team 6187 Grovedale Ct, Alexandria, VA, 22310 Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
(888) 878-1131 Lender's profile and map Reviews Fairfax Lending 6094 Franconia Road, Alexandria, VA, 22310 Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
(888) 842-6328 Lender's profile and map Reviews Navy Federal PO Box 3000, Merrifield, VA, 22119 Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.