USDA Vs. FHA your options comparison in Lewes, Sussex County, DE

In 2025, the USDA loan cap for Lewes in Sussex county, DE is set at $336,500. For a single-family home, the FHA limit is $472,030.

Make use of Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. This helps determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in Alabama for your individual financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Lewes, Sussex County, DE

Loan Type Maximum Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lewes, DE

Lendersa® is focused on helping you obtain the best possible USDA or FHA loans quickly and without hassle. Choose from three starting points that align lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Defining a USDA Loan in DE

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also called a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which mandate a 3.5% down payment at minimum, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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