USDA Vs. FHA your options comparison in Ocean-View, Sussex County, DE
In 2025, the USDA loan cap in Ocean-View, within Sussex county, DE is $285,000, while the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation required for qualifying. Our enhanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in Alabama for your financial situation.
2025 Loan Limits and Down Payment Requirements in Ocean-View, Sussex County, DE
Loan Type
Max Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ocean-View, DE
The objective of Lendersa® is to facilitate your acquisition of the best USDA or FHA loan swiftly and with ease. Begin with one of three pathways that connect you with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is strictly for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires none, offering significant advantages.
The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
At Financial Consultants Network LLC, our expertise as premier Mortgage Advisors and Planners sets us apart. We specialize in integrating mortgage solutions with your long-term financial goals, emphasizing a personal approach due to our 100% referral-based business model. Whether acquiring a primary, investment, or commercial property, we craft tai
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