USDA Vs. FHA your options comparison in Ocean-View, Sussex County, DE
In 2026, the USDA loan cap in Ocean-View, within Sussex county, DE is $285,000, while the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation required for qualifying. Our enhanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in Alabama for your financial situation.
2026 Loan Limits and Down Payment Requirements in Ocean-View, Sussex County, DE
Loan Type
Max Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ocean-View, DE
The objective of Lendersa® is to facilitate your acquisition of the best USDA or FHA loan swiftly and with ease. Begin with one of three pathways that connect you with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is strictly for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires none, offering significant advantages.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
2200 West Main Street, Suite L100, Durham, NC, 27705
Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.
Duke Credit Union is managed and operated by Duke Employees
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
