USDA Vs. FHA your options comparison in Milford, Sussex County, DE

For 2026, the USDA loan maximum in Milford, Sussex county, DE is $336,500, while the FHA loan maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine and contrast today's USDA versus FHA rates. Discover what income, credit, reserves, and documentation are needed for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA side by side, helping you choose the best program in Alabama for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Milford, Sussex County, DE

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Milford, DE

Lendersa® aims to help you secure the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting points to match with lenders offering USDA loan programs.

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Understanding the USDA Loan in DE

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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