USDA Vs. FHA your options comparison in Middletown, New Castle County, DE
In 2026, the USDA loan cap in Middletown, within New Castle county, DE, is $381,800. For a single-family home, the FHA limit is $529,000.
Leverage the Lendersa® USDA loan calculator to juxtapose today's top USDA versus FHA rates. It aids in identifying the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options simultaneously, supporting your decision for the best financial program in Alabama.
2026 Loan Limits and Down Payment Needs in Middletown, New Castle County, DE
Loan Type
Max Loan Amount
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Middletown, DE
Lendersa® is committed to quickly securing the best USDA or FHA loan for you, with minimal hassle. Begin by selecting one of three paths leading to compatible lenders and USDA loan options.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the government Department of Agriculture and is exclusive to rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment, making it a stand-out choice for eligible buyers.
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members.
Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.
