USDA Vs. FHA your options comparison in Middletown, New Castle County, DE
In 2025, the USDA loan cap in Middletown, within New Castle county, DE, is $381,800. For a single-family home, the FHA limit is $529,000.
Leverage the Lendersa® USDA loan calculator to juxtapose today's top USDA versus FHA rates. It aids in identifying the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options simultaneously, supporting your decision for the best financial program in Alabama.
2025 Loan Limits and Down Payment Needs in Middletown, New Castle County, DE
Loan Type
Max Loan Amount
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Middletown, DE
Lendersa® is committed to quickly securing the best USDA or FHA loan for you, with minimal hassle. Begin by selecting one of three paths leading to compatible lenders and USDA loan options.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the government Department of Agriculture and is exclusive to rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment, making it a stand-out choice for eligible buyers.
The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
451 7th Street SW, Suite 3241, Washington, DC, 20410
HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
1800 F Street NW, Room 1211, Washington, DC, 20405
GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission
To provide financial services that promote the wise use of money To be a benefit of employment
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors
1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560
AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind
13th & C Streets SW, Room 215A, Washington, DC, 20228
The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
