2026 sees the USDA loan limit in Harrington, Kent County, DE set at $336,500, in contrast to the FHA limit at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to gauge today's best USDA versus FHA rates. It helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents side-by-side views of USDA, FHA, Conforming, and VA loans, enabling you to identify the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Harrington, Kent County, DE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harrington, DE
Lendersa® is dedicated to helping you secure the best possible USDA or FHA loan quickly with minimal hassle. Begin with one of three starting points designed to align you with matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage to those qualifying.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Discover unparalleled financing solutions with Future Lending, the premier mortgage brokerage for real estate investors. Specializing in tailored business-purpose loans, we empower your investments through expert fix-and-flip funding, streamlined rental acquisitions, and efficient cash-out refinances. Trust Future Lending to accelerate your growth
Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
9 East Loockerman Street, Suite 207, Dover, DE, 19901
Lends in Delaware
1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
Lends in Delaware
Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
