USDA VS FHA in Harrington, Kent County, DE

2025 sees the USDA loan limit in Harrington, Kent County, DE set at $336,500, in contrast to the FHA limit at $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to gauge today's best USDA versus FHA rates. It helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents side-by-side views of USDA, FHA, Conforming, and VA loans, enabling you to identify the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Harrington, Kent County, DE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Harrington, DE

Lendersa® is dedicated to helping you secure the best possible USDA or FHA loan quickly with minimal hassle. Begin with one of three starting points designed to align you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in DE?

The USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage to those qualifying.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Clear to Close Mortgage LLC
  • 2801 Welton Street, Suite 200, Denver, CO, 80205
  • Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
  • Montis Lending Group LLC
  • 500 E 84th Ave, Suite A-1, Denver, CO, 80205
  • Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
  • Ownership Mortgage LLC
  • 3858 Walnut Street, Suite 144, Denver, CO, 80205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area. The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
  • Westerra Credit Union
  • 3700 East Alameda Ave, Denver, CO, 80209
  • Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
  • Montegra Capital Resources, LTD
  • 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
  • Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.