2026 sees the USDA loan limit in Harrington, Kent County, DE set at $336,500, in contrast to the FHA limit at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to gauge today's best USDA versus FHA rates. It helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents side-by-side views of USDA, FHA, Conforming, and VA loans, enabling you to identify the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Harrington, Kent County, DE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harrington, DE
Lendersa® is dedicated to helping you secure the best possible USDA or FHA loan quickly with minimal hassle. Begin with one of three starting points designed to align you with matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage to those qualifying.
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