FHA Vs. USDA loan program for Wilmington, New Castle County, Delaware

In 2025, USDA loan limit in Wilmington, county of New Castle, DE is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wilmington, DE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Delaware?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(607) 561-7328 175 miles Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(804) 569-1829 175 miles Lender's profile and map Reviews D & D Mortgage Corporation 8275 Holly Ridge Rd, Mechanicsville, VA, 23116 D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
(804) 420-9819 175 miles Lender's profile and map Reviews Brightleaf Mortgage LLC 8678 Oakham Drive, Mechanicsville, VA, 23116 Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
(304) 822-8700 176 miles Lender's profile and map Reviews FNB Bank, Inc. 105 North High Street, Romney, WV, 26757 FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
(304) 822-3541 176 miles Lender's profile and map Reviews The Bank of Romney 95 East Main Street, Romney, WV, 26757 The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
(304) 822-3116 176 miles Lender's profile and map Reviews Romney Federal Credit Union 62 West Main Street, Romney, WV, 26757 Our main goal is to provide for the financial well-being of our members. Founded in 1954 by John J. Bruce, Romney FCU offered savings & loans to the members. Now, our membership has grown to over 1, 100 member-owners. It is owned and operated by its members. Our management and staff work under the guidance of the member-elected Board of Directors.
(607) 733-1304 176 miles Lender's profile and map Reviews Finger Lakes Health Care Federal Credit Union 519 Hart Street, Elmira, NY, 14905 Finger Lakes Health Care Federal Credit Union is a full service, federally insured financial institution serving health care employees and their families in the Elmira-Watkins Glen area. Founded in 1974 FLHC’s main offices are located on the campus of the Arnot Ogden Medical Center in Elmira, NY.
(860) 283-1874 176 miles Lender's profile and map Reviews Thomaston Savings Bank 73 Main Street South, Bethlehem, CT, 06751 At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
(203) 623-9452 176 miles Lender's profile and map Reviews Leading Edge Investments Group 230 East Main Street, Unit 11, Branford, CT, 06405 Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.
(203) 208-1534 176 miles Lender's profile and map Reviews Trademark Financial Group, LLC 730 Main St, Branford, CT, 06405 Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.
(203) 245-0733 176 miles Lender's profile and map Reviews East Shore Mortgage 707 Main Street, Branford, CT, 06405 East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services
(203) 433-4736 176 miles Lender's profile and map Reviews Sachem Lending 698 Main Street, Branford, CT, 06405 Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.