USDA Vs. FHA your options comparison in Wilmington, New Castle County, DE
As of 2025, the maximum USDA loan for Wilmington, situated in New Castle county, DE, is $381,800. The FHA limit for a single-family residence is set at $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. Identify the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most fitting program in Alabama for your financial needs.
2025 Loan Limits and Down Payment Requirements in Wilmington, New Castle County, DE
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wilmington, DE
Lendersa® aims to secure the best possible USDA or FHA loan for you rapidly and effortlessly. Begin your journey by selecting one of three approaches, each designed to align you with matching lenders and USDA loan programs.
A USDA home loan is a federally backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended exclusively for rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage.
2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
We have tailor-made private, commercial, conventional, and hard money at your fingertips.
Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
