USDA Loan Vs. FHA loan for Claymont, DE [New Castle County Rates 2023]

In 2025, USDA loan limit in Claymont, county of New Castle, DE is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Claymont, DE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Delaware?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 483-1650 255 miles Lender's profile and map Reviews Jamestown Area Community FCU 915 East Second Street, Jamestown, NY, 14701 To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of: ""It's my credit union; it belongs to me."" When you walk into the credit union lobby, or call a loan officer
(716) 483-2798 255 miles Lender's profile and map Reviews Affinity One Federal Credit Union 545 East Second Street, Jamestown, NY, 14701 Affinity One Federal Credit Union has been open since 1948. The credit union has assets totaling $45.55 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(401) 438-7788 255 miles Lender's profile and map Reviews Community & Teachers Federal Credit Union 1169 South Broadway, East Providence, RI, 02914 Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
(800) 254-3262 255 miles Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 255 miles Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 255 miles Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
(508) 890-9000 255 miles Lender's profile and map Reviews Bay State Savings Bank 28 Franklin Street, Worcester, MA, 01608 Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.
(800) 789-3196 255 miles Lender's profile and map Reviews EQUITY LENDING GROUP INC 307 West New Castle Street, Zelienople, PA, 16063 Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(877) 808-6611 255 miles Lender's profile and map Reviews Northern States Mortgage, LLC 322 S. Main Street, Zelienople, PA, 16063 Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
(585) 586-8225 255 miles Lender's profile and map Reviews Family First of NY Federal Credit Union 2520 Browncroft Boulevard, Rochester, NY, 14625 Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
(800) 939-9103 255 miles Lender's profile and map Reviews Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.