USDA Vs. FHA your options comparison in Claymont, New Castle County, DE
In the year 2025, the USDA loan limit in Claymont, situated in the county of New Castle, DE, is set at $381,800. Meanwhile, for a single-family home, the FHA limit is established at $529,000.
The Lendersa® USDA loan calculator is a powerful tool that allows you to compare the competitive rates of USDA and FHA loans. You can determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a comprehensive comparison, showing USDA, FHA, Conforming, and VA loans side by side, which helps you decide which program within is most suitable for your particular financial circumstances.
Review 2025 Loan Limits and Down Payment Requirements in Claymont, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Claymont, DE
Lendersa® aims to connect you with the most favorable USDA or FHA loans quickly and seamlessly. Choose from one of three starting points designed to align you with lenders who offer these USDA loan programs efficiently.
A USDA home loan, which is formally backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. This loan option is accessible exclusively in rural regions. Notably, unlike FHA loans that typically require a minimum down payment of 3.5%, USDA mortgage loans are distinguished by not requiring any down payment whatsoever, offering significant benefits to eligible buyers.
The USDA loans are designed to make the dream of homeownership more attainable, specifically in rural communities where housing options may be limited and resources to purchase a home can be challenging to secure without such aid.
MC Federal Credit Union has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. When we make money, it does not go to shareholders, it goes directly back to our members. As a result, MC Federal has industry leading dividends on deposit accounts. Our business plan is simple: Unbreakab
Central Susquehanna Community Federal Credit Union
530 E Market Street, Danville, PA, 17821
CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
We are a hard/private money lender covering 46 states. We offer Fix & Flip, Ground up Construction, Bridge and DSCR loans. We have extremely competitive pricing and several unique loan programs geared towards providing a better borrower experience! We offer cash out refinances including on fix and flip, Ground up projects and DSCR. We go up to
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland.
NMLS ID # 205094 (www.nmlsconsumeraccess.org)
Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
