USDA Vs. FHA Pro and Con comparison in Edgemoor, New Castle County, DE

In the year 2025, the USDA loan limit in Edgemoor, within the county of New Castle, DE, is established at $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to thoroughly compare today's top USDA versus FHA rates. Determine necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best suited program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Edgemoor, County of New Castle, DE

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Edgemoor, DE

Lendersa® is dedicated to securing the best USDA or FHA loans swiftly and with ease. Choose from three options to connect with matching lenders offering suitable USDA loan programs.

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Understanding USDA Loans in DE

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is uniquely available in rural neighborhoods. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require any down payment, offering an advantageous option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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