USDA Vs. FHA your options comparison in Auburndale, Polk County, FL
For 2025, the USDA loan cap in Auburndale located in Polk county, FL, is $336,500, whereas the FHA ceiling for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and compare the current optimal USDA versus FHA rates. This will aid you in understanding the income, credit, reserves, and documentation necessary for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side. This comparison helps identify the best financial program for your needs in .
2025 Loan Limits and Downpayment Requirements in Auburndale, Polk County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Auburndale, FL
Lendersa® is dedicated to quickly securing the best USDA or FHA loan for you without complications. Start from one of three routes to match lenders with the right USDA loan offerings.
A USDA home loan is supported by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, restricted to rural zones. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages do not require any initial payment.
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