USDA Loan Vs. FHA loan for Lake-Alfred, FL 2025

In the year 2025, the USDA loan limit in Lake-Alfred, located in Polk county, FL, is $285,000. Meanwhile, the FHA limit is $356,362 for a single-family house.

Use the Lendersa® USDA loan calculator to benchmark the current USDA versus FHA rates and ascertain necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help pinpoint the best program for your financial needs in Alabama.

Options for USDA and FHA Loans in Lake-Alfred, FL

Lendersa® aims to efficiently deliver the best USDA or FHA loan for you. Choose from three initial paths matching you with lenders and USDA loan offerings.

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA Rural Development Loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment.

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(515) 832-3071 Lender's profile and map Reviews WCF Financial Bank 401 Fair Meadow Dr, Webster City, IA, 50595 WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
(989) 734-4734 Lender's profile and map Reviews Huron National Bank 200 East Erie, Rogers City, MI, 49779 Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
(989) 734-4130 Lender's profile and map Reviews Calcite Credit Union 478 N. Third St., Rogers City, MI, 49779 At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
(715) 754-2535 Lender's profile and map Reviews Premier Community Bank 108 Railroad Avenue, Bear Creek, WI, 54922 Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.
(603) 643-1400 Lender's profile and map Reviews Title Mortgage Solution 7 Lebanon Street, Suite 105, Hanover, NH, 03755 We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
(603) 643-7400 Lender's profile and map Reviews Legacy Mortgage, LLC 2 Buck Rd, Suite L, Hanover, NH, 03755 Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
(641) 228-6612 Lender's profile and map Reviews Family Community Credit Union 1211 N Grand Avenue, Charles City, IA, 50616 Family Community Credit Union is unique because it is a member-owned, not-for-profit financial organization. It was formed in May of 1960. In order to become a member, you were required to have a union affiliation. In 1982, the members voted to become a Community Credit Union so services could be extended to anyone.
(800) 272-0159 Lender's profile and map Reviews First Security Bank & Trust Co 809 Clark St, Charles City, IA, 50616 The mission of First Security is to remain an independent financial service organization, characterized by progressive innovation, outstanding financial performance and a full complement of financial solutions for consumers and businesses. First Security will be a profitable community-oriented bank, responsive to the needs.
(920) 652-3100 Lender's profile and map Reviews Timberwood Bank 110 West Veterans Street, Tomah, WI, 54660 Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe
(231) 547-4411 Lender's profile and map Reviews Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(608) 372-9222 Lender's profile and map Reviews Affordable Mortgage Financing LLC 902 Superior Avenue, Tomah, WI, 54660 Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.