USDA and FHA Pro and Con in Lake-Alfred, Polk County, FL
In the year 2025, the USDA loan limit in Lake-Alfred, located in Polk county, FL, is $285,000. Meanwhile, the FHA limit is $356,362 for a single-family house.
Use the Lendersa® USDA loan calculator to benchmark the current USDA versus FHA rates and ascertain necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help pinpoint the best program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Lake-Alfred, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Alfred, FL
Lendersa® aims to efficiently deliver the best USDA or FHA loan for you. Choose from three initial paths matching you with lenders and USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA Rural Development Loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment.
14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.
We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.
We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.
We offer a full line of financial services tailored.
8221 Richie Highway, Suite 203, Pasadena, MD, 21122
Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties.
The credit union was chartered on November 7th, 1951 with an original field of membership.
Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.
8803 Baltimore National Pike, Middletown, MD, 21769
"Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy"" to homebuyers throughout the mid-atlantic region.
We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.
The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!
Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
