USDA Loan Vs. FHA loan pro & con Combee-Settlement, Polk County, FL

In 2025, USDA loan limit in Combee-Settlement, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Combee-Settlement, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

408 580-4743 Lender's profile and map Reviews Coast Capital Direct 750 Lundy Ave. #611145, San Jose, CA, 95161 Coast Capital Direct is a Certified Private Money Broker working with private funds, we have our Funding ready to go, We have more Money than Deals, available in the US and Select Other Countries Funding Real Estate that is Non-Owner occupied, Rental Properties and Investment Real Estate, 1-4 Units plus Apartments and more. Commercial and Hotel p
(800) 564-1588 Lender's profile and map Reviews CommonWealth Central Credit Union PO Box 641690, San Jose, CA, 95164 CommonWealth is a full-service financial institution. We're a not for profit, member-owned cooperative dedicated to the financial well-being of our members. Federally insured by NCUA Whether your financial goals include a new home, a car, a college education or a secure retirement.
(408) 437-3782 Lender's profile and map Reviews Technology Credit Union PO Box 1409, San Jose, CA, 95109 Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
4086169559 Lender's profile and map Reviews Access Investments PO BOX 53642, San Jose, CA, 95153 SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
(925) 353-7739 Lender's profile and map Reviews East Bay Financial Group 11501 Dublin Boulevard, Suite 200, Dublin, CA, 94586 East Bay Financial Group was founded when we recognized that the need to provide the home-owners with a competitive low interest rate and excellent services. We only hire mortgage loan agents with significant experiences and energy to make sure our clients best interest rate and services.
4083530507 Lender's profile and map Reviews VANTAGE POINT FINANCE 2055 Junction Ave, San Jose, CA, 95131 Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
(408) 728-9787 Lender's profile and map Reviews Morgan Real Estate & Financial, Inc 2051 Junction Ave, Suite 237, San Jose, CA, 95131 We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.
(408) 573-1100 Lender's profile and map Reviews Ezqualify 1925 Concourse Drive, Suite B, San Jose, CA, 95131 Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
(408) 896-8394 Lender's profile and map Reviews Ann Do - Tera Capital Group 2092 Concourse Drive, Suite 95, San Jose, CA, 95131 Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.
(408) 943-4911 Lender's profile and map Reviews MAS Financing 1905 O' Toole Way, San Jose, CA, 95131 At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
(408) 712-2678 Lender's profile and map Reviews Infinity Financial & Realty 1630 Oakland Rd, Suite A203, San Jose, CA, 95131 With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.