USDA Vs. FHA your options comparison in Fussels-Corner, Polk County, FL

In 2025, the USDA loan limit in Fussels-Corner, within Polk County, FL, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in Alabama is best suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Fussels-Corner, Polk, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fussels-Corner, FL

Lendersa® aims to deliver top USDA or FHA loans quickly and with ease. Choose one of three starting points to begin matching with lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture and known as a USDA rural development loan or mortgage, is restricted to rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans do not require any down payment, offering a zero down payment option for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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