As of 2025, the USDA loan limit in Inwood, within Polk county, FL, stands at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to assess today's leading rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator allows for a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding in selecting the program that fits your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently connect you with the right USDA or FHA loan without hassle. Begin by selecting one of three entry points that link you to matched lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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