USDA Vs. FHA Pro and Con comparison in Aventura, Miami-Dade County, FL

In 2025, the USDA loan limit in Aventura, part of Miami-Dade county, FL, is $0. For a single-family home, the FHA limit is $557,750.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Aventura, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Aventura, FL

Lendersa® is focused on delivering the best possible USDA or FHA loans swiftly and effortlessly. Choose one of three starting points to find compatible lenders and explore USDA loan programs.

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Defining USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing an affordable option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UNITED MORTGAGE CORP.
  • 1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
  • Anchor Bank
  • 4500 PGA Boulevard ·, Suite 111, Palm Beach Gardens, FL, 33418
  • Anchor Bank was organized as a Florida-chartered bank in 2005 and opened our first banking center on March 23rd at 13951 U.S. Highway One in Juno Beach, Florida. Since then, we have added two additional full-service banking centers at 1180 N. Federal Highway in Boca Raton and 4500 PGA Boulevard in Palm Beach Gardens
  • Wallstreet Mortgage and Realty Inc
  • 6231 PGA Blvd, Suite 104166, Palm Beach Gardens, FL, 33418
  • Wallstreet Mortgage and Realty is committed to helping you find the right mortgage product for your real estate financing needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest.
  • Interconnect Mortgage
  • 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418
  • Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
  • CTC Mortgage
  • 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
  • CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Elite Lending Team at Milestone Mortgage
  • 103 S US Highway 1, Suite E1, Jupiter, FL, 33477
  • anny Poulos and the Elite Lending at Milestone Mortgage have been proudly serving the mortgage needs of our community for over 25 years providing home loans as a Jupiter, FL mortgage company, broker, banker and lender. * Educator of the Year Awardee - JTHS Council of the Miami Association of Realtors 2017