USDA and FHA Pro and Con in Ojus, Miami-Dade County, FL

In 2025, USDA loan limit in Ojus, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ojus, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ojus, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
  • Northwest Missouri Regional Credit Union
  • 26155 Stolls Country Lane, Maryville, MO, 64468
  • Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
  • The Marion National Bank
  • 302 E. Main, Marion, KS, 66861
  • Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.
  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
  • Grinnell State Bank
  • 814 4th Avenue, Grinnell, IA, 50112
  • Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation. At Grinnell State Bank, we lend money for a diverse range of commercial.
  • The First National Bank of Aspermont
  • 136 West 7th Street, Aspermont, TX, 79502
  • Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
  • WEICHERT FINANCIAL SERVICES
  • 225 Littleton Road, Morris Plains, NJ, 79502
  • Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
  • Wisconsin Consumer Credit Incorporated
  • 700 East Avenue, Lomira, WI, 53048
  • Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.