USDA Loan Vs. FHA loan for Ojus, FL [Miami-Dade County ]

In 2025, the USDA loan limit for Ojus in Miami-Dade county, FL, stands at $0, while the FHA limit for a single-family home is $557,750.

Use the Lendersa® USDA loan calculator to assess and contrast today's most favorable USDA versus FHA rates and to establish the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the optimal program in for your specific financial situation.

Exploring USDA and FHA Loan Options in Ojus, FL

At Lendersa®, our objective is to quickly secure the most beneficial USDA or FHA loan for you without complications. Choose one of three starting points that result in finding lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment at all.

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(847) 432-7800 Lender's profile and map Reviews First Bank of Highland Park 1835 First Street, Highland Park, IL, 60035 As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
(315) 671-4000 Lender's profile and map Reviews Money Federal Credit Union 100 Madison Street, Syracuse, NY, 13202 Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
(866) 870-2612 Lender's profile and map Reviews MHD Empire Service Corp. 300 South State St, Suite 1000, Syracuse, NY, 13202 At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast. Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
(315) 314-1075 Lender's profile and map Reviews CNY MBA, Inc. 120 Madison St, 18th Fl, Syracuse, NY, 13202 The Central New York Mortgage Bankers Association is gearing up for our upcoming year. Whether you are a mortgage banker, mortgage broker, appraiser, attorney, credit professional, homebuilder, home inspector, insurance agent, realtor or title insurer, a CNY MBA membership offers you a forum for business and social exchange.
(401) 270-4999 Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
(325) 347-5911 Lender's profile and map Reviews Mason Bank 111 Westmoreland Street, Mason, TX, 76856 Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
(888) 681-2299 Lender's profile and map Reviews Helping Hands Community Partners 421 Elmwood Ave., Providence, RI, 02907 Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
(401) 751-0800 Lender's profile and map Reviews First Home Mortgage Corporation 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907 First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
(405) 527-6503 Lender's profile and map Reviews McClain Bank 131 W. Main St., Purcell, OK, 73080 McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
(800) 449-4007 Lender's profile and map Reviews Approved Credit Services, Inc NMLS #9604 2572 Erie Blvd. East, Syracuse, NY, 13224 We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
(580) 228-2326 Lender's profile and map Reviews The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(413) 532-7007 Lender's profile and map Reviews Holyoke Credit Union 490 Westfield Road, Holyoke, MA, 01040 Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.