USDA Loan Vs. FHA loan for Ojus, FL 2026

In 2026, the USDA loan limit for Ojus in Miami-Dade county, FL, stands at $0, while the FHA limit for a single-family home is $557,750.

Use the Lendersa® USDA loan calculator to assess and contrast today's most favorable USDA versus FHA rates and to establish the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the optimal program in for your specific financial situation.

Exploring USDA and FHA Loan Options in Ojus, FL

At Lendersa®, our objective is to quickly secure the most beneficial USDA or FHA loan for you without complications. Choose one of three starting points that result in finding lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment at all.

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(763) 404-7600 Lender's profile and map Reviews Financial One Credit Union 843 40th Avenue NE, Columbia Heights, MN, 55421 Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
(763) 367-7700 Lender's profile and map Reviews North Memorial Federal Credit Union 3300 Oakdale Avenue North, Robbinsdale, MN, 55422 North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
(715) 483-5565 Lender's profile and map Reviews Landmark Mortgage 200 State Road 35, Dresser, WI, 54009 Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
(612) 422-0960 Lender's profile and map Reviews The WestLawn Mortgage Company LLC 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(952) 400-6888 Lender's profile and map Reviews US West Financial Corporation 1864 Berkshire Ln N, Plymouth, MN, 55441 US West Financial Our goal is to make you happy with getting the best deal on your home loan. Our business success depends on your satisfaction. We believe that satisfied clients will bring more referrals to us The mortgage rates go up and down. Please let us have a chance to watch the rate for you. We will help you lower your house payment
(402) 586-2266 Lender's profile and map Reviews Commercial State Bank 519 East Broadway, Wausa, NE, 68786 Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
(866) 783-0536 Lender's profile and map Reviews Berins Enterprises Inc 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432 We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
(952) 240-6290 Lender's profile and map Reviews Renovo Capital, LLC 407 Lake St E, Suite 201, Wayzata, MN, 55391 At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.
(866) 567-6282 Lender's profile and map Reviews SkyView Partners 294 East Grove Lane, Suite 120, Wayzata, MN, 55391 SkyView is focused exclusively on the investment banking and financing needs of independent and registered investment advisors. We provide financial advisors with guidance and capital for practice succession, acquisition, merger, and debt restructuring. our firm strives to attract the best talent in the industry at every position.
952 300 8462 Lender's profile and map Reviews Renovo Capital LLC 407 Lake Street East, Suite 201, Wayzata, MN, 55391 Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate
(763) 560-5815 Lender's profile and map Reviews All American Mortgage Lending Inc 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(763) 439-0888 Lender's profile and map Reviews Hmong TC Mortgage Inc 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429 Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.