In 2025, the USDA loan limit for Ojus in Miami-Dade county, FL, stands at $0, while the FHA limit for a single-family home is $557,750.
Use the Lendersa® USDA loan calculator to assess and contrast today's most favorable USDA versus FHA rates and to establish the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the optimal program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $0 | 0% | |
| FHA | $557,750 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to quickly secure the most beneficial USDA or FHA loan for you without complications. Choose one of three starting points that result in finding lenders and USDA loan programs that match your needs.
A USDA home loan is backed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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