USDA and FHA Pro and Con in Hallandale-Beach, Broward County, FL

In 2025, the USDA loan limit for Hallandale-Beach, situated in the county of Broward, FL, is $0, whereas the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial requirements.

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Understanding 2025 Loan Limits and Down Payment Requirements in Hallandale-Beach, County of Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Hallandale-Beach, FL

The aim of Lendersa® is to efficiently provide access to the best USDA or FHA loans without hassle. Choose from one of three paths to match with lenders and reach suitable USDA loan programs.

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Explaining the USDA Loan in FL

A USDA home loan, assured by the Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment, making it a highly accessible choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gold Star Mortgage Financial Group
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  • Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
  • FLAGLER BANK
  • 1801 Forest Hill Boulevard, West Palm Beach, FL, 33406
  • Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
  • First Choice Credit Union
  • 1055 S. Congress Avenue, West Palm Beach, FL, 33406
  • First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
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  • 3469 Summit Blvd, West Palm Beach, FL, 33406
  • Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
  • PHD Financial
  • PO Box 1012, Palm Beach, FL, 33480
  • PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
  • Parada Mortgage LLC
  • 2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
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