USDA VS FHA in North-Miami-Beach, Miami-Dade County, FL
For 2025, the USDA loan limit in North-Miami-Beach, within the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA limit for a single-family house is $402,500.
Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can review side-by-side comparisons of USDA, FHA, Conforming, and VA loans to select which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in North-Miami-Beach, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in North-Miami-Beach, FL
The aim of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loans. Choose from one of three initial steps to find lenders and access USDA lending programs.
The USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It’s offered exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, offering an accessible option for eligible borrowers.
150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.
Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.
On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
