USDA VS FHA in North-Miami-Beach, Miami-Dade County, FL
For 2026, the USDA loan limit in North-Miami-Beach, within the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA limit for a single-family house is $402,500.
Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can review side-by-side comparisons of USDA, FHA, Conforming, and VA loans to select which program in best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in North-Miami-Beach, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in North-Miami-Beach, FL
The aim of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loans. Choose from one of three initial steps to find lenders and access USDA lending programs.
The USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It’s offered exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, offering an accessible option for eligible borrowers.
Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country.
Accion offers business loans up to $50, 000.
InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
"ExtraCredit means you will have a personal funding manager helping you every step of the way. ask about your needs, walk you through different loan options, and help you choose the perfect small business loan.
You won’t have to deal with brokers, banks, or convoluted financial jargon. We keep it simple so you can make informed."
American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.
Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
