USDA Vs. FHA Pro and Con comparison in North-Miami-Beach, Miami-Dade County, FL
For 2025, the USDA loan limit in North-Miami-Beach, within the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA limit for a single-family house is $402,500.
Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can review side-by-side comparisons of USDA, FHA, Conforming, and VA loans to select which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in North-Miami-Beach, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in North-Miami-Beach, FL
The aim of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loans. Choose from one of three initial steps to find lenders and access USDA lending programs.
The USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It’s offered exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, offering an accessible option for eligible borrowers.
2815 Forbs Ave, Suite 107, Hoffman Estates, IL, 60192
Perfect Alliance Capital The world of commercial finance offers company decision makers a wide range of targeted solutions intended to support every type of business operation. Determining which of these many business loans and other financing solutions is the right fit for any situation requires insight, industry experience, and knowledge of each
2815 Forbs Ave, Suite 107-59, Hoffman Estates, IL, 60192
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
CCF does commercial real estate workouts for lenders and borrowers. We provide debt and equity relief solutions for what seem intractable situations. We have a complete “due diligence” service and employ strategies to avoid or recover from heavy OREO write-downs. With our proprietary market research model we are able to determine project.
1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.
