USDA and FHA Pro and Con in Ives-Estates, Miami-Dade County, FL
For 2026, the USDA loan limit in Ives-Estates, Miami-Dade county of FL, is $0. Meanwhile, the FHA loan limit for a single-family home is $402,500.
Utilize Lendersa®'s USDA loan calculator to compare the best available rates between USDA and FHA today. Understand the necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in that suits your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Ives-Estates, Miami-Dade County, FL
Loan Type
Maximum Loan Amount
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ives-Estates, FL
Lendersa® is dedicated to helping you quickly secure the best possible USDA or FHA loan without complications. Choose one of three starting points that link you with matching lenders and programs.
A USDA home loan is backed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural residential areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.
Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
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MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.
As our Mission Statement states, FGCU is committed to serving our members the very best we can by providing the affordable services and products to help them reach their financial goals now and into the future. Like all credit unions, FGCU relies on an active, participating membership to thrive. With over $66.5 million in assets and still growing.
GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
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County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
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LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
199 Wells Ave, Suite 211, Newton Center, MA, 02459
First Help Financial (FHF) is one of the fastest growing auto finance companies in the US. We help overlooked consumers such as first-time buyers get a car by offering flexible financing options and help those consumers make informed financial decisions by offering native-language support. FHF has offices in Boston and Phoenix.
