FHA Vs. USDA loan program for Ives-Estates, Miami-Dade County, Florida

For 2025, the USDA loan limit in Ives-Estates, Miami-Dade county of FL, is $0. Meanwhile, the FHA loan limit for a single-family home is $402,500.

Utilize Lendersa®'s USDA loan calculator to compare the best available rates between USDA and FHA today. Understand the necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in that suits your financial needs.

USDA and FHA Loan Options in Ives-Estates, FL

Lendersa® is dedicated to helping you quickly secure the best possible USDA or FHA loan without complications. Choose one of three starting points that link you with matching lenders and programs.

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What Does a USDA Loan Entail in FL?

A USDA home loan is backed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural residential areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(334) 291-3000 Lender's profile and map Reviews Bridgeway Credit Union 1810 Opelika Road, Phenix City, AL, 36867 We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
(334) 298-0691 Lender's profile and map Reviews Phenix-Girard Bank 801 13th St, Phenix City, AL, 36867 We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
(843) 212-4405 Lender's profile and map Reviews Myrtle Beach Mortgage Solutions 4470 Holmestown Road, Myrtle Beach, SC, 29588 Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
(404) 376-2609 Lender's profile and map Reviews Americas First Mortgage Lending Company 601 North Belair Square, Suite 26, Evans, GA, 30809 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(706) 860-5514 Lender's profile and map Reviews AUGUSTA MORTGAGE SOLUTIONS 141 North Belair Road, Suite 102, Evans, GA, 30809 Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
(803) 202-4387 Lender's profile and map Reviews SRP Federal Credit Union 1070 Edgefield Road, North Augusta, SC, 29860 Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
(706) 576-2600 Lender's profile and map Reviews Centennial Mortgage Company 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(706) 324-7991 Lender's profile and map Reviews FBMC MORTGAGE CORPORATION 5650 Whitesville Rd Suite 106, Columbus, GA, 31904 The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(706) 320-4512 Lender's profile and map Reviews Envoy Mortgage, LTD 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904 Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
(843) 839-2265 Lender's profile and map Reviews Coastal Carolina National Bank 1012 38th Avenue North, Myrtle Beach, SC, 29577 Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
(843) 839-0100 Lender's profile and map Reviews South Atlantic Bank 630 29th Avenue North, Myrtle Beach, SC, 29577 Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.