FHA Vs. USDA loan program for Big-Pine-Key, Monroe County, Florida

In 2025, USDA loan limit in Big-Pine-Key, county of Monroe, FL is $0 while FHA limit is $608,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Big-Pine-Key, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 252-2841 1608 miles Lender's profile and map Reviews Liberty Bank Minnesota 2842 2nd Street S, Saint Cloud, MN, 56301 Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
(320) 260-7576 1608 miles Lender's profile and map Reviews St. Cloud Mortgage 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301 "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process. Same-Day Pre-Approvals Refinance Options Credit Assistance Mortgage Brokerage Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
(320) 252-0100 1608 miles Lender's profile and map Reviews Granite City Mortgage of Saint Cloud Inc 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301 Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
(915) 581-4930 1608 miles Lender's profile and map Reviews Insight Mortgage Company, LLC 300 Thunderbird, El Paso, TX, 79912 Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(915) 587-7463 1608 miles Lender's profile and map Reviews Prime Mortgage LLC 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912 Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
(575) 649-6545 1608 miles Lender's profile and map Reviews Old West Lending, LLC 7001 Westwind Drive, El Paso, TX, 79912 We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
866 779 2453 1608 miles Lender's profile and map Reviews DJ Jordan Properties 200 Bartlett Dr #106, El Paso, TX, 79912 DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
(207) 723-9718 1609 miles Lender's profile and map Reviews Katahdin Federal Credit Union 1000 Central Street, Millinocket, ME, 04462 Katahdin Federal Credit Union was originally chartered sixty years ago, in 1954, as a single employer credit union for Great Northern Paper. Since that time, KFCU has expanded from a single sponsor credit union to a community based institution serving Penobscot and Piscataquis Counties and parts of southern Aroostook County.
(605) 724-2155 1609 miles Lender's profile and map Reviews BankWest 703 Main St, Armour, SD, 57313 For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
(507) 275-3141 1609 miles Lender's profile and map Reviews First Security Bank-Hendricks 113 South Main Street, Hendricks, MN, 56136 First Security Bank – Hendricks is proud to remain one of the few locally owned and operated full service banks in our trade area. Our goal is to provide quality service with a personal touch. Our bank started in 1940 and has remained strong and loyal to its community and patrons ever since.
(320) 654-9555 1610 miles Lender's profile and map Reviews American Heritage National Bank 2915 2nd Street South, Saint Cloud, MN, 56302 American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
(320) 983-3101 1610 miles Lender's profile and map Reviews The First National Bank of Milaca 190 - 2nd Ave SW, Milaca, MN, 56353 The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.