USDA Vs. FHA your options comparison in Key-West, Monroe County, FL
In the year 2025, the USDA loan ceiling in Key-West, within Monroe county of FL, stands at $0, whereas the FHA limit for a single-family residence is $608,350.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates. Determine eligibility by assessing income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, aiding your decision on the most suitable program for your financial situation in Alabama.
2025 loan limits and down payment requirements in Key-West, within Monroe county, FL
Loan Type
Loan Limit
Down Payment Percentage
USDA
$0
0%
FHA
$608,350
3.5%
Conventional Conforming
$608,350
3%
Explore USDA and FHA loan opportunities in Key-West, FL
Lendersa® is directed towards swiftly securing the most advantageous USDA or FHA loan, removing much of the typical hassle. Choose one of the three approaches to match with appropriate lenders and USDA loan packages.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. Availability is limited to rural areas only. In contrast to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
7341 Office Park Place, Suite 201, Melbourne, FL, 32940
Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
7341 Office Park Place, Suite 106, Melbourne, FL, 32940
Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
