USDA Loan Vs. FHA loan pro & con for Key-West, Monroe County, FL

In 2025, USDA loan limit in Key-West, county of Monroe, FL is $0 while FHA limit is $608,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Key-West, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(816) 763-4020 1234 miles Lender's profile and map Reviews CSD Credit Union 8510 E Bannister Road, Kansas City, MO, 64134 In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
(630) 257-7777 1235 miles Lender's profile and map Reviews OnTime Mortgage Inc 845 Midway Road, Suite 1, Willowbrook, IL, 60527 We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
(708) 300-5519 1235 miles Lender's profile and map Reviews True Rate Mortgage Inc 1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(734) 464-8079 1235 miles Lender's profile and map Reviews Community Alliance Credit Union 39209 6 Mile Road, Suite 160, Livonia, MI, 48152 A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
(734) 425-5080 1235 miles Lender's profile and map Reviews Michigan Columbus Federal Credit Union 30419 W Six Mile Road, Livonia, MI, 48152 Michigan Columbus offers a variety of savings programs designed to provide financial solutions for your everyday life. We are open to the community of Livonia, Michigan, anyone who lives, works, attends school or church in Livonia, or who is related to a current member is automatically qualified for membership.
(734) 338-7724 1235 miles Lender's profile and map Reviews Michigan Financial Mortgage Company 20008 Parker St, Livonia, MI, 48152 Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
(734) 720-8700 1235 miles Lender's profile and map Reviews Priority 1 Lending, LLC 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152 We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
(888) 982-1400 1235 miles Lender's profile and map Reviews United Federal Credit Union 2819 South State Street, Saint Joseph, MI, 49085 United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
(773) 548-5500 1235 miles Lender's profile and map Reviews South Side Community Federal Credit Union 5401 S Wentworth Avenue, Number 25, Suite 19E, Chicago, IL, 60609 Our mission is to equalize economic power and to fight poverty by improving financial literacy and providing access to credit and savings services for our members. We are working to create and maintain an accessible, full service federal credit union organization, which is owned and managed by its members.
(773) 846-7137 1235 miles Lender's profile and map Reviews 77th Street Depot FCU 5401 South Wentworth Avenue, Unit 26, Chicago, IL, 60609 The 77th Street Depot Federal Credit Union was founded in 1938, The original field of membership was and is Chicago Transit Authority employees and their family members. The Credit Unions were founded on the idea that though a cooperative financial effort, individuals sharing common bonds could benefit.
(325) 949-3721 1235 miles Lender's profile and map Reviews Texas State Bank 2201 Sherwood Way, San Angelo, TX, 76901 Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.