USDA Loan Vs. FHA loan for Big-Coppitt-Key, FL 2025

For 2025, in Big-Coppitt-Key, within the county of Monroe, FL, the USDA loan limit is $0. Conversely, the FHA cap for a single-family home is $608,350.

Use Lendersa® USDA loan calculator to contrast today’s best rates for USDA and FHA options, and assess the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program best suits your financial needs in .

Exploring USDA and FHA Loan Options in Big-Coppitt-Key, FL

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan, free of hassle. Start with one of three approaches that lead to matched lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering an advantageous option for eligible borrowers.

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(972) 791-8969 Lender's profile and map Reviews Wedoloans 5700 Granite Parkway, Suite 200, Plano, TX, 75024 WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
(214) 937-3628 Lender's profile and map Reviews Highland HomeLoans, LLC 5700 Granite Parkway, Suite 800, Plano, TX, 75024 At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.
(214) 291-5116 Lender's profile and map Reviews Affirm Home Loans 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024 Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
(855) 444-9878 Lender's profile and map Reviews Members Direct Home Loans 5830 Granite Pkwy, Suite 213, Plano, TX, 75024 At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(214) 282-7540 Lender's profile and map Reviews Synergy One Lending 7700 Windrose Ave, Suite G300, Plano, TX, 75024 S1L, INC. is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 23 States & provides among the broadest set of mortgage options of any company today.
(469) 480-7799 Lender's profile and map Reviews InTrust Mortgage, LLC 7500 San Jacinto Place, Plano, TX, 75024 InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic
972 573 1224 Lender's profile and map Reviews Sherman Bridge 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039 Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
(217) 932-2265 Lender's profile and map Reviews Preferred Bank 602 North State Highway 49, Casey, IL, 62420 "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
(217) 932-2136 Lender's profile and map Reviews Casey State Bank 305 North Central Avenue, Casey, IL, 62420 Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
(217) 932-4048 Lender's profile and map Reviews First Neighbor Bank, National Association 918 IL-49, Casey, IL, 62420 First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.
(817) 856-4444 Lender's profile and map Reviews Allied Federal Credit Union 200 SE Green Oaks Boulevard, Arlington, TX, 76018 Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
(903) 965-7755 Lender's profile and map Reviews Cendera Bank, National Association 615 E. Bells Blvd, Bells, TX, 75414 Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members