For 2025, in Big-Coppitt-Key, within the county of Monroe, FL, the USDA loan limit is $0. Conversely, the FHA cap for a single-family home is $608,350.
Use Lendersa® USDA loan calculator to contrast today’s best rates for USDA and FHA options, and assess the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $608,350 | 3.5% |
| Conventional Conforming | $608,350 | 3% |
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan, free of hassle. Start with one of three approaches that lead to matched lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering an advantageous option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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