USDA VS FHA in Islamorada,-Village-of-Islands, Monroe County, FL
For the year 2025, the USDA loan limit in Islamorada,-Village-of-Islands, situated in Monroe county, FL, is set at $0, whereas the limit for FHA loans is $608,350 for a single-family home.
You can use the Lendersa® USDA loan calculator to assess and compare the top USDA and FHA rates available today. Determine required income, credit score, reserves, and documents to qualify. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting in selecting the most suitable program for your financial scenario in Alabama.
Loan limits and down payment requirements for 2025 in Islamorada,-Village-of-Islands, Monroe, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$608,350
3.5%
Conventional Conforming
$608,350
3%
Options for USDA and FHA Loans in Islamorada,-Village-of-Islands, FL
The objective at Lendersa® is to secure the best USDA or FHA loan for you, efficiently and without hassle. Choose from three starting points that align you with lenders and USDA loan programs.
The USDA home loan is government-backed by the Department of Agriculture, known as the USDA Rural Development Loan or USDA mortgage. This loan type is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile.
Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.
Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
