USDA Vs. FHA your options comparison in Islamorada,-Village-of-Islands, Monroe County, FL

In 2024, USDA loan limit in Islamorada,-Village-of-Islands, county of Monroe, FL is $0 while FHA limit is $608,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Islamorada,-Village-of-Islands, county of Monroe, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $608,350 3.5%
Conventional Conforming $608,350 3%

USDA and FHA loan options in Islamorada,-Village-of-Islands, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community 1st Credit Union
  • 235 Richmond Ave, Ottumwa, IA, 52501
  • Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
  • Impact Bank
  • 206 East Harvey Avenue, Wellington, KS, 67152
  • Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
  • Bank of Commerce and Trust Company
  • 201 West Harvey Avenue, Wellington, KS, 67152
  • The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
  • The Valley State Bank
  • 502 North Merchant Street, Belle Plaine, KS, 67013
  • The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.
  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
  • Face-To-Face Mortgage Company
  • 554 Reservoir Street, Holden, MA, 01520
  • Face To Face is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools