In 2026, the USDA loan limit for Marathon, located in Monroe county, FL, is set at $0. Conversely, the FHA loan limit for a single-family home is $874,000.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, and ascertain the relevant income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Marathon, County of Monroe, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$874,000
3.5%
Conventional Conforming
$874,000
3%
Discover USDA and FHA Loan Options in Marathon, FL
Lendersa® is dedicated to delivering the best USDA or FHA loan without delay or complication. Choose one of three initial steps to connect with lenders and explore USDA loan offerings effectively.
The USDA home loan, endorsed by the government's Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This loan is specifically designed for rural areas, distinguishing it from FHA loans that require a minimum of 3.5% down payment. Uniquely, USDA mortgages do not require any down payment, providing a significant advantage for eligible rural applicants.
99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
Lends in Florida
Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We’ve always been about community. First State Bank has a long history of serving, reaching out, and connecting in the Florida Keys. We started out in 1955, with a single Key West branch and a handful of employees. As the Keys community grew, so did the Bank, steadily adding more services and branches.
You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
The Monroe County Teachers Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1950 with a wide range of services to meet all their financial needs. As a member, you actually are a owner of the credit union. Once you join the credit union, you are always a member.
In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
302 Southard Street, Suite 212, Key West, FL, 33040
Lends in Florida
Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We're experienced, trustworthy, and always reachable. No matter the question, We are here to provide answers.
