USDA Vs. FHA your options comparison in Marathon, Monroe County, FL
In 2025, the USDA loan limit for Marathon, located in Monroe county, FL, is set at $0. Conversely, the FHA loan limit for a single-family home is $874,000.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, and ascertain the relevant income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Marathon, County of Monroe, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$874,000
3.5%
Conventional Conforming
$874,000
3%
Discover USDA and FHA Loan Options in Marathon, FL
Lendersa® is dedicated to delivering the best USDA or FHA loan without delay or complication. Choose one of three initial steps to connect with lenders and explore USDA loan offerings effectively.
The USDA home loan, endorsed by the government's Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This loan is specifically designed for rural areas, distinguishing it from FHA loans that require a minimum of 3.5% down payment. Uniquely, USDA mortgages do not require any down payment, providing a significant advantage for eligible rural applicants.
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